1000 N Mountain St, Cherryville, NC 28021 Property Records

Gaston County property record for 1000 N Mountain St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2021)
Tax Bill	$1,930 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06001A00500`

Property Details

APN / Parcel Number

Primary APN	`06001A00500`
Alternative APN	`128956`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1000 N MOUNTAIN ST
City	CHERRYVILLE
State	NC
Zip	28021-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	06 001A 005 00 000
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2029
Census Tract	30601

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOME BUYERS CAROLINAS LLC
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 25, 2021	Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL
Feb 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Book / Page	5263 / 2208
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0044890460
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1000 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS 197, 197, HARRISBURG, NC 28075-7510

Mortgage

Document Number	0052061306
Date	Mar 9, 2021
Book Page	5206/1306

Lender

Name	HOME BUYERS CAROLINAS LLC
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2021

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 7, 2021
Property Address	1000 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2017
Document Number	0052632208
Book / Page	5263 / 2208
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS # 197, 4311, HARRISBURG, NC 28075-7510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2017

Mortgage

Document Number	0052632211
Date	Sep 7, 2021
Instrument	5263/2211

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 25, 2021
Property Address	1000 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2017
Document Number	0052020597
Book / Page	5202 / 597
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	821 BAXTER ST STE 312, 821, CHARLOTTE, NC 28202-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS # 197, 197, HARRISBURG, NC 28075-7510

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 25, 2021
Property Address	1000 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2017
Document Number	0052020538
Book / Page	5202 / 538
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1747, LINCOLNTON, NC 28093-1747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BAXTER ST STE 312, 312, CHARLOTTE, NC 28202-2713
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,930.00 (-1.03%)	$178,920 (-) Land $15,000 Building $163,920
2023	$1,950.00	$178,920 Land $15,000 Building $163,920
2021			$68,380 Land $12,000 Building $56,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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