1000 Hardy St, Bunnell, FL 32110 Property Records

Flagler County property record for 1000 Hardy St, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1960
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2025)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-12-30-0850-01840-0130`

Property Details

APN / Parcel Number

Primary APN	`10-12-30-0850-01840-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,200 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)

Exterior Amenities

Pool Area	450 sqft
Deck Area	550 sqft
Patio Area	100 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1000 HARDY ST
City	BUNNELL
State	FL
Zip	32110-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L-1
Legal Description	TOWN OF BUNNELL BLOCK 184 LOTS 13,14 & 15 OR 72 PG 447, OR 74 PG 243,692 OR 75 PG 23, OR 77 PG 669 ASSIGNMENT OF EASEMNT-OR77 PG 670 OR 529 PG 938 OR 529 PG 1068 OR 1373/972 OR 1717/284-SAJ OR 2302/334
Legal Range	30E
Legal Township	12S
Legal Section	10
Legal Subdivision	TOWN OF BUNNELL
Legal Block	184
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1038
Census Tract	60206

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 HARDY ST, BUNNELL, FL 32110-6034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2018	Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	20253089
Deed Book / Page	2931 / 1938
Prior Transfer Date	May 12, 2009
Prior Transfer Doc	0017170284
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1000 HARDY ST, BUNNELL, FL 32110-6034
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0029990942
Date	Oct 17, 2025
Book Page	2999/942
Instrument	2025042430

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 9, 2020
Property Address	1000 HARDY ST, BUNNELL, FL 32110-6034
Document Number	0024930993
Book / Page	2493 / 993
Map Reference	MB 1 PG 2
Instrument Date	Nov 6, 2020
Instrument	2020046147
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ALL FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9, CISSNA PARK, IL 60924-0009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 HARDY ST, BUNNELL, FL 32110-6034

Mortgage

Document Number	0002493995
Date	Nov 9, 2020
Instrument	2493/995

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 27, 2018
Property Address	1000 HARDY ST, BUNNELL, FL 32110-6034
Document Number	0023020334
Book / Page	002302 / 000334
Instrument Date	Aug 24, 2018
Instrument	32413
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	AMERICAS CHOICE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9 CISSNA PARK IL 609240009, CISSNA PARK, IL 60924-0009

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Bunnell City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (+16.32%)	$131,410 (+29.45%) Land $51,000 Building $80,410	$131,410 (+29.45%) Land $51,000 Building $80,410
2024	$1,857.00 (+5.39%)
2023	$1,762.00 (+11.24%)	$101,518 (+9.66%) Land $45,000 Building $56,518	$101,518 (+9.66%) Land $45,000 Building $56,518
2022	$1,584.00	$92,574 Land $42,000 Building $50,574	$92,574 Land $42,000 Building $50,574

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (2001–2024)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUNNELL WATER PLANT serves 3,507 people · EPA ID FL2180134
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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