1000 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 1000 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2003
Lot Size	0.257 acres (11,194 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Feb 2003)
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16571-000-000`

Property Details

APN / Parcel Number

Primary APN	`16571-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,194 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	832 sqft
Porch	Open Porch
Porch Area	108 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1000 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	4 4S 14W -110- 69A COM AT NE COR LOT 1BLK 13 GLEN WOOD E 60 FOR POB TH CONT E 40 S 140 W 40 N 140 TO POB *AND* COM AT NE COR LOT 1BLK 13 GLEN WOOD E 100 FOR POB TH CONT E 40 S 140 W 40 N 140 TO POB ORB 2211 P 211 ORB 2237 P 840
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD TO PANAMA CITY
Legal Block	13
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4005
Census Tract	1600

Owner

Source: Bay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 E 9TH ST, PANAMA CITY, FL 32401-3434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Loan Modification, Mortgage · Conventional with PMI PRETIUM MTG ACQUISITI TR (CT)
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2003 · Amount on Record
Deed Sale	Feb 7, 2003 · Amount on Record
Prior Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	20039071
Deed Book / Page	2237 / 840
Prior Transfer Date	Oct 25, 2000
Prior Transfer Doc	0000054788
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	1000 E 9TH ST, PANAMA CITY, FL 32401-3434
Document Number	0042250498
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E 9TH ST PANAMA CITY BEACH FL 324013434, PANAMA CITY BEACH, FL 32401-3434

Mortgage

Document Number	0042250498
Date	Feb 24, 2020
Book Page	004225/000498
Instrument	14050

Lender

Name	PRETIUM MTG ACQUISITI TR (CT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1000 E 9TH ST, PANAMA CITY, FL 32401-3434
Document Number	0039670421
Book / Page	003967 / 000421
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E 9TH ST PANAMA CITY BEACH FL 324013434, PANAMA CITY BEACH, FL 32401-3434

Mortgage

Document Number	0039670421
Date	Dec 29, 2017
Book Page	003967/000421
Instrument	74356

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00 (-8%) Homeowner's exemption	$116,998 (+5.99%)	$148,951 (+14.75%) Land $25,088 Building $123,863
2024	$1,287.00 (-5.85%)
2023	$1,367.00 (+6.88%) Homeowner's exemption	$110,389 (+7.95%)	$129,805 (+19.38%) Land $21,168 Building $108,637
2022	$1,279.00 Homeowner's exemption	$102,258	$108,729 Land $15,758 Building $92,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on E 9th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures