Union County property record for 1000 Division St, Elgin, OR 97827
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,246 sqft · built 1915 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Aug 2023) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2022 Reverse Mortgage + 1 more |
| APN | 01N3915DB 2400 |
| Primary APN | 01N3915DB 2400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,246 sqft Living Area |
| 1st Floor Area | 3,246 sqft |
| Upper Floors Area | 1,153 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Deck Area | Deck Area |
| Patio Area | 522 sqft |
| Account Number | 13175 |
|---|---|
| Street Address | 1000 DIVISION ST |
| City | ELGIN |
| State | OR |
| Zip | 97827-8177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EL-R |
| Legal Subdivision | HINDMANS ADDITION |
| Legal Lot Number | 2400 |
| Jurisdiction | UNION OR |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970100 |
Source: Union County records · APN 01N3915DB 2400
Assessment roll updated November 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1000 DIVISION ST, ELGIN, OR 97827-8177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2023 | Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 21, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 04, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2023 · Amount on Record |
| Deed Sale | Aug 01, 2023 · Amount on Record |
| Deed Document Number | 20231579 |
| Prior Transfer Date | Feb 23, 2007 |
| Prior Transfer Doc | 0020071090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Aug 01, 2023 |
| Property Address | 1000 DIVISION ST, ELGIN, OR 97827-8177 |
| Document Number | 0020231579 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 20231579 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78584 LEAP LN, WALLOWA, OR 97885-8159 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1000 DIVISION ST, ELGIN, OR 97827-8177 |
| Document Number | 0020231580 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 20231580 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 1000 DIVISION ST, ELGIN, OR 97827-8177 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 1000 DIVISION ST, ELGIN, OR 97827-8177 |
| Document Number | 0020221293 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 20221293 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 792 Months |
| Due | Apr 07, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 1000 DIVISION ST, ELGIN, OR 97827-8177 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20200734 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 20200734 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 817 Months |
| Due | Apr 07, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
| Type Change Date | Mar 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Union County records · Assessment roll updated November 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Union County |
| Municipality | Elgin City |
| Unified School District | Elgin School District 23 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 (+6.09%) | $133,490 (+2.99%) Land $20,440 Building $113,050 | $331,750 (+15.12%) Land $43,820 Building $287,930 |
| 2023 | $2,267.00 (+3%) | $129,610 (+6.08%) Land $19,840 Building $109,770 | $288,170 (+12.7%) Land $40,780 Building $247,390 |
| 2022 | $2,201.00 | $122,186 Land $18,717 Building $103,469 | $255,690 Land $38,680 Building $217,010 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410619701003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 341 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Northwest Fiber Fixed Wireless · Fiber, DSL in parts of the area | 50 / 10 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ELGIN WATER DEPARTMENT serves 1,717 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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