1000 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1000 Alabama Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1957
Lot Size	0.341 acres (14,853 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (May 2022)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0150-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0150-0010`
Alternative APNs	`263001000101500010` `77775`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	1,060 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,853 sqft (0.341 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	20 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1000 ALABAMA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 150 LOTS 1-4 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	150
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4012
Census Tract	43400

Owner

Source: Osceola County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC
May 9, 2022	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Sep 20, 2002 · Amount on Record
Deed Document Number	202273558
Deed Book / Page	6210 / 1408
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Sep 22, 2026
Property Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516
Document Number	0000122226
Book / Page	7037 / 2186
Instrument Date	Sep 3, 2026
Instrument	2026122226
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516

Mortgage

Document Number	0000122226,
Date	Sep 22, 2026
Book Page	7037/2186
Instrument	2026122226

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2052

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516

Mortgage

Document Number	0064811601
Date	Sep 29, 2023
Book Page	6481/1601
Instrument	2023127926

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516

Mortgage

Document Number	0062870965
Date	Sep 16, 2022
Book Page	6287/965
Instrument	2022141109

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 9, 2022
Property Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516
Document Number	0062101408
Book / Page	6210 / 1408
Map Reference	MB B PG 33&34
Instrument Date	May 6, 2022
Instrument	2022073558
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 ALABAMA AVE, 100, SAINT CLOUD, FL 34769-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ALABAMA AVE, SAINT CLOUD, FL 34769-3516

Mortgage

Document Number	0062101410
Date	May 9, 2022
Instrument	6210/1410

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,017.00 (+1.5%) Homeowner's exemption	$201,481 (+5.99%)	$214,200 (+12.68%) Land $63,200 Building $151,000
2024	$5,928.00 (+122.52%)
2023	$2,664.00 (+351.53%) Homeowner's exemption	$190,100 (+154.82%) Land $57,500 Building $132,600	$190,100 (+12.42%) Land $57,500 Building $132,600
2022	$590.00 Homeowner's exemption	$74,601	$169,100 Land $51,800 Building $117,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2009–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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