1000 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1000 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 959 sqft · built 1950
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$115,900 (Aug 2025)
Tax Bill	$1,868 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-48530-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48530-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	959 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	40 ft Width
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1000 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 22 AND N2' OF LOT 21 BLK 8 MCCLURE & WHITNEY'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 MCCLURE & WHITNEY'S ADD SECTION 14
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	MCCLURE WHITNEYS ADD
Legal Block	8
Legal Lot Number	21-22
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	301

Owner

1000 15th Ave S is owned by a company that acquired it in August 2026.

Source: Stearns County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	13127 COUNTY ROAD 160, SAINT JOSEPH, MN 56374-9423
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE NATIONAL BANK
Jan 14, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 25, 2024	Warranty Deed, Transfer LAND TITLE
Jan 16, 2024	Warranty Deed, Transfer LAND TITLE
Jan 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	Aug 18, 2025 · Amount on File
Deed Document Number	20251698204
Last Transfer Date	Aug 12, 2026
Transfer Doc	0001719111
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 14, 2026
Property Address	1000 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	0001719111
Instrument Date	Aug 12, 2026
Instrument	20261719111
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	13127 COUNTY ROAD 160, SAINT JOSEPH, MN 56374-9423

Mortgage

Document Number	0001719111,
Date	Aug 14, 2026
Instrument	20261719111

Lender

Name	AMERICAN HERITAGE NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 14, 2026
Property Address	1000 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1706548
Instrument Date	Jan 9, 2026
Instrument	A1706548
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 25, 2024
Property Address	1000 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1669426
Instrument Date	Mar 22, 2024
Instrument	A1669426
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 15TH AVE S, SAINT CLOUD, MN 56301-5208

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 16, 2024
Property Address	1000 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1666481
Instrument Date	Jan 12, 2024
Instrument	A1666481
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13570 GROVE DR # 193, 193, MAPLE GROVE, MN 55311-4400

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 14, 2019
Property Address	1000 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1536630
Instrument Date	Dec 12, 2018
Instrument	A1536630
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 172, SARTELL, MN 56377-0172

Tax Assessment & Valuation

The 2026 property tax bill for 1000 15th Ave S was $1,868, up 13.3% from the year before.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00 (+13.35%)	$164,500 (+5.86%) Land $25,000 Building $139,500	$164,500 (+5.86%) Land $25,000 Building $139,500
2025	$1,648.00	$155,400 Land $25,000 Building $130,400	$155,400 Land $25,000 Building $130,400
2023	$1,852.00	$152,800 Land $25,000 Building $127,800	$152,800 Land $25,000 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 15th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1000 15th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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