100 Willow Lake Rd, Eldorado, IL 62930 Property Records

Saline County property record for 100 Willow Lake Rd, Eldorado, IL 62930

Property Summary

Property Type	Rural Home
Lot Size	33.8 acres (1,474,506 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,089 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`04-1-189-04`

Property Details

APN / Parcel Number

Primary APN	`04-1-189-04`

Exterior

Lot Area	1,474,506 sqft (33.8 acres)

Location & Zoning

Street Address	100 WILLOW LAKE RD
City	ELDORADO
State	IL
Zip	62930-3924
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	EL,S26,T08,R07 ,QSW,L ,B SW1/4 SW1/4 1278/93 8/98 W/D 06-26-300-004-0011
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1014
Census Tract	955600

Owner

Source: Saline County records · APN 04-1-189-04

Assessment roll updated January 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK/ALTO PASS
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK/ALTO PASS
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF ALTO PASS IL
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF ALTO PASS IL
Jul 01, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF ALTO PASS IL
Jul 01, 2020	Deed of Trust, Mortgage FARMERS STATE BANK OF ALTO PASS IL
Jul 01, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF ALTO PASS IL
Jul 01, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF ALTO PASS IL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000127893
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Recording Date	Jul 16, 2026
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Document Number	0000293103
Book / Page	2292 / 713
Instrument Date	Jul 08, 2026
Instrument	2026293103
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924

Mortgage

Document Number	0000293103,
Date	Jul 16, 2026
Book Page	2292/713
Instrument	2026293103

Lender

Name	FARMERS STATE BANK/ALTO PASS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	7%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Recording Date	Jul 16, 2026
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Document Number	0000293104
Book / Page	2292 / 731
Instrument Date	Jul 08, 2026
Instrument	2026293104
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924

Mortgage

Document Number	0000293104,
Date	Jul 16, 2026
Book Page	2292/731
Instrument	2026293104

Lender

Name	FARMERS STATE BANK/ALTO PASS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	7%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002229/150
Date	Jun 13, 2022
Book Page	2229/150
Instrument	280870

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 06, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002229/210
Date	Jun 14, 2022
Book Page	2229/210
Instrument	280879

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 06, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2194/137
Date	Jul 01, 2020
Book Page	2194/137
Instrument	274229

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2194/155
Date	Jul 01, 2020
Book Page	2194/155
Instrument	274230

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Amount	Amount Recorded

Interest

Rate	4.1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2194/217
Date	Jul 01, 2020
Book Page	2194/217
Instrument	274234

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	100 WILLOW LAKE RD, ELDORADO, IL 62930-3924
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2194/199
Date	Jul 01, 2020
Book Page	2194/199
Instrument	274233

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saline County records · Assessment roll updated January 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2024	$6,089.00 (-3.9%)	$86,550 (+5.8%) Land $12,958 Building $73,592
2022		$81,805 (+2.5%) Land $9,992 Building $71,813
2021	$6,336.00	$79,810 Land $8,718 Building $71,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shawnee Communications Fiber	1,000 / 500

May also be available: Wisper ISP.

Based on FCC filings for 6 locations within half a mile of this property.

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