100 Whispering Meadows Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 100 Whispering Meadows Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft · built 2016
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,400 (Jul 2023)
Tax Bill	$4,191 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R632919`

Property Details

APN / Parcel Number

Primary APN	`R632919`
Alternative APNs	`07-4078-16-1-09-01-0000` `0000505527`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	2,208 sqft
Attic	Attic
Attic Area	122 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000505527
Street Address	100 WHISPERING MEADOWS TRL
City	KALISPELL
State	MT
Zip	59901-8688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLACIER RANCH SUB PH2, S16, T29 N, R21 W, LOT 128, ASSR #0000505527
Legal Range	21W
Legal Township	29N
Legal Section	16
Legal Subdivision	GLACIER RANCH SUB PH2
Legal Lot Number	128
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3042
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Intrafamily Transfer, Transfer · Line of Credit VALLEY BANK OF KALISPELL
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 23, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	202310291
Prior Transfer Date	Jun 30, 2023
Prior Transfer Doc	0000010291
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 7, 2023
Property Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number	202300010291
Instrument Date	Jun 30, 2023
Instrument	202300010291
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	NOT AVAILABLE, ATEC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688

Mortgage

Document Number	202300010292
Date	Jul 7, 2023
Instrument	202300010292

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900024288
Date	Sep 27, 2019
Instrument	201900024288

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 4, 2019
Property Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number	201900000208
Instrument Date	Jan 2, 2019
Instrument	201900000208
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688

Mortgage

Document Number	201900000209
Date	Jan 4, 2019
Instrument	201900000209

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 23, 2017
Property Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number	201700001599
Instrument Date	Jan 20, 2017
Instrument	201700001599
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Investor	Possibly a Property Investor

Mortgage

Document Number	201700001600
Date	Jan 23, 2017
Instrument	201700001600

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,191.00 (-3.81%)	$847,200 (-)
2025	$4,357.00 (-20.72%)	$847,200 (+37.2%)	$847,200 (+37.2%) Land $187,966 Building $659,234
2023	$5,496.00	$617,500	$617,500 Land $126,326 Building $491,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Bullitt Communications, Verizon.

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