100 W Elder St, Apt 2, Cincinnati, OH 45202 Property Records

Hamilton County property record for 100 W Elder St, Apt 2, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	2 ba · 2,171 sqft · built 1930
Owner	Individual Name on Record
Last Sale	$750,000 (Dec 2022)
Tax Bill	$5,268 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`094-0008-0459-00`

Property Details

APN / Parcel Number

Primary APN	`094-0008-0459-00`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,171 sqft Living Area
1st Floor Area	2,171 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Brick
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	100 W ELDER ST APT 2, 2
City	CINCINNATI
State	OH
Zip	45202-3687
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ELDER ST 26% UNIT 2CITY LOFTS AT FINDLAY MARKET
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1033
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1649 WHITE ASH DR, CARMEL, IN 46033-9738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Dec 5, 2022	Warranty Deed, Transfer · Line of Credit KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	0000110698
Deed Book / Page	14806 / 1701
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	100 W ELDER ST APT 2, 2, CINCINNATI, OH 45202-3687
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150821
Date	Dec 16, 2021
Book Page	14565/1887
Instrument	2021-0150821

Lender

Name	US BANK NA
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Mar 22, 2022

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 5, 2022
Property Address	100 W ELDER ST APT 2, 2, CINCINNATI, OH 45202-3687
Document Number	0000110698
Book / Page	14806 / 1701
Map Reference	MB 14417 PG 1864
Instrument Date	Nov 30, 2022
Instrument	2022-0110698
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1649 WHITE ASH DR, CARMEL, IN 46033-9738

Mortgage

Document Number	0000110699
Date	Dec 5, 2022
Instrument	2022-0110699

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	8%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,268.00 (+0.13%)	$262,500 (-) Land $40,250 Building $222,250
2024	$5,261.00 (-0.17%)	$262,500 (-) Land $40,250 Building $222,250
2023	$5,270.00 (-65.65%)	$262,500 (+26.98%) Land $40,250 Building $222,250	$750,000 (+26.98%) Land $115,000 Building $635,000
2022	$15,340.00	$206,721 Land $39,375 Building $167,346
2020			$590,630 Land $112,500 Building $478,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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