100 W Commerce St, Loretto, TN 38469 Property Records

Lawrence County property record for 100 W Commerce St, Loretto, TN 38469

Property Summary

Property Type	Government / Public Use
Details	0.5 ba · 2,881 sqft · built 1959
Lot Size	0.21 acres (9,130 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,270 (2024)
Deeds & Mortgages	May 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`050151G A 00100`

Property Details

APN / Parcel Number

Primary APN	`050151G A 00100`
Alternative APN	`151G A 00100`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,881 sqft Total Area
Flooring	Tile

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	9,130 sqft (0.21 acres)
Lot Dimensions	42 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Canopy	273 sqft
Loading Dock	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	100 W COMMERCE ST
City	LORETTO
State	TN
Zip	38469-2182
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2021
Census Tract	960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 363, LORETTO, TN 38469-0363
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2004
Deed Sale	Aug 26, 2004
Prior Sale	Jan 8, 2004
Deed Book / Page	169 / 757
Last Transfer Date	May 16, 2025
Transfer Doc	0000784901
Record Updated	Jun 8, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	May 22, 2025
Property Address	100 W COMMERCE ST, LORETTO, TN 38469-2182
Document Number	0000784901
Book / Page	784 / 901
Instrument Date	May 22, 2025
Instrument	25002962
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 363, LORETTO, TN 38469-0363

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$45,160 (-) Land $4,000 Building $41,160
2024	$1,270.00 (+20.15%) Additional exemption filed	$45,160 (-) Land $4,000 Building $41,160
2023	$1,057.00 Additional exemption filed	$45,160 (-) Land $4,000 Building $41,160
2022	$1,057.00 Additional exemption filed	$45,160 Land $4,000 Building $41,160	$112,900 Land $10,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20