100 W Clay St, Letts, IA 52754 Property Records

Louisa County property record for 100 W Clay St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 2001
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Mar 2018)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`04-06-207-004`

Property Details

APN / Parcel Number

Primary APN	`04-06-207-004`

Interior

Full Baths	2 Baths
Building Area	1,080 sqft Living Area
Interior Walls	Unfinished

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum Siding
Roof Type	Gable
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	2,010 sqft
Parking Spaces	7 Parking Spaces
Porch	Patio
Porch Area	324 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	100 W CLAY ST
City	LETTS
State	IA
Zip	52754-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-75-3 LETTS L10 BLK11 VIN# FS211701 (SURR/RE 3/9/17)
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	TOWN OF LETTS
Legal Block	11
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4006
Census Tract	450100

Owner

Source: Louisa County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	100 W CLAY ST, LETTS, IA 52754-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU
Mar 5, 2018	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	2018290
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	100 W CLAY ST, LETTS, IA 52754-9775
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211880
Date	Oct 29, 2021
Instrument	2021-1880

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	100 W CLAY ST, LETTS, IA 52754-9775
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170199
Date	Mar 20, 2017
Instrument	2017-0199

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Mar 5, 2018
Property Address	100 W CLAY ST, LETTS, IA 52754-9775
Document Number	0020180290
Instrument Date	Mar 2, 2018
Instrument	2018-0290
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W CLAY ST, LETTS, IA 52754-9775

Mortgage

Document Number	0020180291
Date	Mar 5, 2018
Instrument	2018-0291

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (+7.07%)	$154,340 (-0.25%) Land $9,240 Building $145,100	$154,340 (-0.25%) Land $9,240 Building $145,100
2025	$2,052.00 (-1.54%) Homeowner's exemption	$154,720 (+5.68%) Land $9,240 Building $145,480	$154,720 (+5.68%) Land $9,240 Building $145,480
2024	$2,084.00 (+25.24%)
2023		$146,410 (+37.59%) Land $9,240 Building $137,170	$146,410 (+37.59%) Land $9,240 Building $137,170
2022	$1,664.00 Homeowner's exemption	$106,410 Land $9,240 Building $97,170
2021			$106,410 Land $9,240 Building $97,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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