100 W 10th St, Joseph, OR 97846 Property Records

Wallowa County property record for 100 W 10th St, Joseph, OR 97846

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,959 sqft · built 1958
Lot Size	0.322 acres (14,040 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2023 Transfer
APN	`02S4531DA 3800`

Property Details

APN / Parcel Number

Primary APN	`02S4531DA 3800`
Alternative APN	`3423`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft
Basement Area	1,959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	14,040 sqft (0.322 acres)
Lot Dimensions	120 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	624 sqft

Location & Zoning

Account Number	3423
Street Address	100 W 10TH ST
City	JOSEPH
State	OR
Zip	97846-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMERLY PART TL 3800 T2S R45E WM SEC 32 LOTS 1-2-3 BLK 3 KNIGHTSSECOND ADD TO JOSEPH WD 10-8-79 VOL 90 PG 92
Legal Subdivision	KNIGHTSSECOND ADD
Legal Lot Number	1-2
Jurisdiction	WALLOWA OR
Township / Civil Division	JOSEPH
Census Block Group	1
Census Block	1104
Census Tract	960100

Owner

100 W 10th St is owned and occupied by two individuals who acquired it in July 2023.

Source: Wallowa County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 W 10TH ST, JOSEPH, OR 97846-8304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC
Jul 3, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 3, 2023
Transfer Doc	0000088015
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	100 W 10TH ST, JOSEPH, OR 97846-8304
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W 10TH ST, JOSEPH, OR 97846-8304

Mortgage

Document Number	0000091422
Date	Nov 3, 2025
Instrument	91422

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALLOWA OR
Recording Date	Jul 3, 2023
Property Address	100 W 10TH ST, JOSEPH, OR 97846-8304
Document Number	0000088015
Instrument Date	Jul 3, 2023
Instrument	88015
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W 10TH ST, JOSEPH, OR 97846-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 W 10TH ST, JOSEPH, OR 97846-8304

Tax Assessment & Valuation

The 2025 property tax bill for 100 W 10th St was $3,545, up 3% from the year before.

Source: Wallowa County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Joseph City
Unified School District	Joseph School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (+2.99%)	$288,865 (+3%) Land $43,393 Building $245,472	$717,700 (+1.97%) Land $107,620 Building $610,080
2024	$3,442.00 (+2.99%)	$280,452 (+3%) Land $42,502 Building $237,950	$703,850 (+9.83%) Land $105,730 Building $598,120
2023	$3,342.00 (+2.99%)	$272,284 (+3%) Land $47,771 Building $224,513	$640,860 (+0.1%) Land $97,120 Building $543,740
2022	$3,245.00	$264,354 Land $47,150 Building $217,204	$640,210 Land $112,320 Building $527,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 100 W 10th St; there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 W 10th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPH serves 1,182 people · EPA ID OR4100414
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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