5827 BLACK WAUT ROAD, SAINT CHARLES, MO 63301-7107
Mortgage
Document Number
0000093950
Date
Nov 16, 2021
Instrument
2021R-093950
Lender
Name
FIRST STATE BANK OF ST CHARLES MO
Type
Bank
Address
SAINT CHARLES, MO 63301
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
4.25%
Type Change Date
Dec 1, 2024
Change Frequency
6 Months
Min Rate At Change
4.25%
Max Rate At Change
6.25%
Index
Other
Max Rate
10.2%
January 2021: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Jan 29, 2021
Property Address
220 CASTLE CREST CT, O FALLON, MO 63366-5252
Document Number
0000008652
Instrument Date
Jan 15, 2021
Instrument
8652
Transaction Type
Subdivision Related Transfer
Record Updated
Apr 13, 2021
Title Company
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Transaction
Amount
Amount on Record
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
220 CASTLE CREST CT O FALLON MO 633665252, O FALLON, MO 63366-5252
Tax Assessment & Valuation
The 2025 property tax bill for 100 Turret Trace Ct was $16,614, down 2.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
St. Paul City
Unified School District
Fort Zumwalt R-II School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$272,506 (-)
$1,434,242 (-)Land $209,428Building $1,224,814
2025
$16,614.00 (-2.55%)
$272,506
$1,434,242Land $209,428Building $1,224,814
2024
$17,048.00
2023
$163
2022
$1,362Land $1,362
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 100 Turret Trace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
2 in force
Nearby Flood Claims
25 (1982–2015)
Claims Outside the SFHA
1 of 25
Most Recent Claim
Jun 2015 · river or lake flooding
Claims by Event
Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
Severe Storms & Flooding, Sep 1993 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 100 Turret Trace Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood
0.02% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source
Groundwater
Last State Inspection
Aug 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025