100 Townsend Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 100 Townsend Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2023)
Tax Bill	$4,843 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`H01280`

Property Details

APN / Parcel Number

Primary APN	`H01280`
Alternative APNs	`LOWE M:43 B:5750 L:100` `M:000043 T:H01280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	832 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	H01280
Street Address	100 TOWNSEND AVE
City	LOWELL
State	MA
Zip	01854-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	5750
Legal Lot Number	100
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3009
Census Tract	310601

Owner

100 Townsend Ave is owned by two individuals who bought it in July 2023.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 HERITAGE LN, LEOMINSTER, MA 01453-1675
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Jun 3, 2022 · Amount on File
Deed Document Number	202321965
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	037977-264
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 28, 2023
Property Address	100 TOWNSEND AVE, LOWELL, MA 01854-2017
Document Number	037977-264
Book / Page	37977 / 264
Instrument Date	Jul 27, 2023
Instrument	21965
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 HERITAGE LN, LEOMINSTER, MA 01453-1675

Mortgage

Document Number	0000021966
Date	Jul 28, 2023
Instrument	21966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 3, 2022
Property Address	100 TOWNSEND AVE, LOWELL, MA 01854-2017
Document Number	037119-157
Book / Page	37119 / 157
Instrument Date	Jun 3, 2022
Instrument	23845
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 TOWNSEND AVE, LOWELL, MA 01854-2017

Mortgage

Document Number	0000023846
Date	Jun 3, 2022
Instrument	23846

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 100 Townsend Ave was $4,843, up 6.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,843.00 (+6.35%)	$426,700 (+7.56%) Land $167,600 Building $259,100	$505,843 (+5.29%)
2025	$4,554.00 (+2.59%)	$396,700 (+6.44%) Land $156,700 Building $240,000	$480,415 (+6.55%)
2024	$4,439.00 (+6.5%)	$372,700 (+11.05%) Land $146,400 Building $226,300	$450,870
2023	$4,168.00	$335,600 Land $127,300 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Townsend Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	54 (1978–2026)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 26 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Townsend Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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