100 Terrace Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 100 Terrace Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,428 sqft · built 1959
Lot Size	0.245 acres (10,690 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Oct 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-660000-001520`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-660000-001520`
Alternative APNs	`342826660000001520` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	2,036 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,690 sqft (0.245 acres)
Lot Dimensions	140 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	286 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	100 TERRACE DR
City	WINTER HAVEN
State	FL
Zip	33884-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOT 152 & NWLY 11 FT OF 151
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS LAKE ROY UNIT
Legal Tract	660000
Legal Block	2
Legal Lot Number	152
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	14005

Owner

Source: Polk County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 TERRACE DR, WINTER HAVEN, FL 33884-1579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000244601
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 9, 2026
Property Address	100 TERRACE DR, WINTER HAVEN, FL 33884-1579
Document Number	0000244601
Book / Page	14184 / 1583
Instrument Date	Oct 1, 2026
Instrument	2026244601
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	100 TERRACE DR, WINTER HAVEN, FL 33884-1579

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,394 (+2.7%)	$270,212 (+4.59%) Land $42,758 Building $227,454
2025	$1,015.00 (-34.09%) Homeowner's exemption	$122,097 (+5.99%)	$258,351 (-5.48%) Land $40,621 Building $217,730
2023	$1,540.00 (+5.05%) Homeowner's exemption	$115,200 (+3%)	$273,340 (+7.31%) Land $39,552 Building $233,788
2022	$1,466.00 Homeowner's exemption	$111,845	$254,714 Land $33,138 Building $221,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20