100 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 100 Tennessee Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,544 sqft · built 1975
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Jan 2026)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Foreclosure + 4 more
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0001-0454-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0454-0010`
Alternative APNs	`263001000104540010` `80481`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	150 ft deep x 49 ft wide

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Florida Room
Porch Area	376 sqft
Deck Area	462 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	100 TENNESSEE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61-B & 62 BLK 454 LOT 1 & S 1/2 VAC CYPRESS ST ABUTTING LOT 1 LESS S 10 FT LOT 1 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	454
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3009
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0454-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12021 NW 22ND PL, MIAMI, FL 33167-1916
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Sep 15, 2025	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 27, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 09, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 03, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	20267429
Deed Book / Page	6909 / 2034
Prior Transfer Date	Nov 06, 2020
Prior Transfer Doc	0058282448
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12021 NW 22ND PL, MIAMI, FL 33167-1916

Mortgage

Document Number	0069092036
Date	Jan 20, 2026
Book Page	6909/2036
Instrument	2026007430

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 15, 2025
Property Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number	0068490267
Book / Page	6849 / 267
Map Reference	MB B PG 61
Instrument Date	Sep 15, 2025
Instrument	2025113979
Transaction Type	Foreclosure
Record Updated	Apr 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,584.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2022
Property Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number	0063361967
Book / Page	6336 / 1967
Map Reference	MB B PG 61
Instrument Date	Dec 23, 2022
Instrument	2022184955
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5204 TRACIE WAY, SAINT CLOUD, FL 34771-9580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172

Mortgage

Document Number	0063361969
Date	Dec 28, 2022
Instrument	6336/1969

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 27, 2022
Property Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number	0062920714
Book / Page	6292 / 714
Map Reference	MB B PG 61
Instrument Date	Sep 23, 2022
Instrument	2022145563
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1831 CAMERON CT, TRINITY, FL 34655-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 TRACIE WAY, SAINT CLOUD, FL 34771-9580

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 09, 2020
Property Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number	0058282448
Book / Page	005828 / 002448
Instrument Date	Nov 06, 2020
Instrument	152396
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2100 BARRATT CT ST CLOUD FL 347718899, ST CLOUD, FL 34771-8899

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 03, 2019
Property Address	100 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number	0055340375
Book / Page	005534 / 000375
Instrument Date	Jun 03, 2019
Instrument	70958
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 BARRATT CT ST CLOUD FL 347718899, ST CLOUD, FL 34771-8899

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (+4.12%)	$296,400 (+1.44%) Land $60,000 Building $236,400	$296,400 (+1.44%) Land $60,000 Building $236,400
2024	$5,099.00 (+10.13%)	$292,200 (+13.74%) Land $58,000 Building $234,200	$292,200 (+13.74%) Land $58,000 Building $234,200
2023	$4,630.00 (+49.94%)	$256,900 (+34.36%) Land $55,000 Building $201,900	$256,900 (+34.36%) Land $55,000 Building $201,900
2022	$3,088.00	$191,200 Land $50,000 Building $141,200	$191,200 Land $50,000 Building $141,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured 12 under condo master policies
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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