100 Sumter Ct, Havelock, NC 28532 Property Records

Craven County property record for 100 Sumter Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,305 sqft · built 2025
Lot Size	1.28 acres (55,844 sqft)
Owner	Individual Name on Record
Tax Bill	$498 (2024)
Deeds & Mortgages	Dec 2024 Construction Loan Dec 2024 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`5-013-3-037`

Property Details

APN / Parcel Number

Primary APN	`5-013-3-037`
Alternative APNs	`136823` `60588`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 2025
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,844 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136823
Old Parcel Number	5-013-3-037
Street Address	100 SUMTER CT
City	HAVELOCK
State	NC
Zip	28532-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 PLANTATION HARBOR PH 1 SCT 4
Legal Phase	1
Legal Lot Number	37
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1035
Census Tract	961303

Owner

Source: Craven County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14 BADGER ST, NEW CITY, NY 10956-1823
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 10, 2024	Warranty Deed, Construction Loan · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024
Deed Sale	Dec 10, 2024
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	0038211124
Deed Book / Page	3821 / 1124
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	100 SUMTER CT, HAVELOCK, NC 28532-9781
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03821/1152
Date	Dec 10, 2024
Book Page	3821/1152
Instrument	10134657

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 10, 2024
Property Address	100 SUMTER CT, HAVELOCK, NC 28532-9781
Document Number	03821/1124
Book / Page	3821 / 1124
Map Reference	CAB E SLS 209-2016
Instrument Date	Dec 5, 2024
Instrument	10134655
Transaction Type	Construction Loan
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BADGER ST, NEW CITY, NY 10956-1823

Mortgage

Document Number	0038211127
Date	Dec 10, 2024
Instrument	3821/1127

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 24, 2023
Property Address	100 SUMTER CT, HAVELOCK, NC 28532-9781
Document Number	03779/2015
Book / Page	3779 / 2015
Map Reference	CAB E SL 209-216
Instrument Date	Oct 11, 2023
Instrument	10118890
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 ROSE ST, DONA VISTA, FL 32784-8638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 SIERRA VISTA LN, VALLEY COTTAGE, NY 10989-2718

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,410 (+336.41%) Land $100,000 Building $336,410	$436,410 (+336.41%) Land $100,000 Building $336,410
2024	$498.00
2023	$498.00 (-20.32%)	$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2022	$625.00	$100,000 Land $100,000
2018			$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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