McKean County property record for 100 Spruce Ave, Kane, PA 16735
| Property Type | Single Family Home |
|---|---|
| Details | 1,496 sqft · built 1953 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,500 (May 2019) |
| Tax Bill | $3,389 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-001.-806.00 |
| Primary APN | 10-001.-806.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,496 sqft Total Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 131,987 sqft (3.03 acres) |
| Street Address | 100 SPRUCE AVE |
|---|---|
| City | KANE |
| State | PA |
| Zip | 16735-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0922-0882 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KANE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 421200 |
Source: McKean County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit HAMLIN BANK AND TRUST COMPANY |
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HAMLIN BANK AND TRUST COMPANY |
| May 19, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| May 22, 2019 | Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 20191610 |
| Deed Book / Page | 922 / 882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Jul 31, 2026 |
| Property Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Document Number | 0000002460 |
| Book / Page | 1115 / 960 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Document Number | 0000002460, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 1115/960 |
| Instrument | 20262460 |
| Name | HAMLIN BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Jul 31, 2026 |
| Property Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Document Number | 0000002461 |
| Book / Page | 1115 / 1000 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Document Number | 0000002461, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 1115/1000 |
| Instrument | 20262461 |
| Name | HAMLIN BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 978/1106 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 978/1106 |
| Instrument | 202102026 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | KANE, PA 16735 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 19, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | May 22, 2019 |
| Property Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Document Number | 922/0882 |
| Book / Page | 922 / 0882 |
| Instrument Date | May 10, 2019 |
| Instrument | 201901610 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 100 SPRUCE AVE, KANE, PA 16735-1637 |
| Document Number | 201901611 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 201901611 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 22, 2039 |
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Kane Borough |
| Unified School District | Kane Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,389.00 (+5.54%) | $79,350 (-) Land $14,180 Building $65,170 | |
| 2024 | $3,211.00 | $79,350 Land $14,180 Building $65,170 | |
| 1998 | $79,350 Land $14,180 Building $65,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO KANE private · serves 5,725 people · EPA ID PA6420019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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