100 Spring Lake Ct, Troy, MO 63379 Property Records

Lincoln County property record for 100 Spring Lake Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,258 sqft · built 2023
Lot Size	6.09 acres (265,716 sqft)
Owner	Individual Name on Record
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-60-23-000-000-014.013`

Property Details

APN / Parcel Number

Primary APN	`18-60-23-000-000-014.013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,258 sqft Living Area
Basement Area	2,258 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	265,716 sqft (6.09 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	100 SPRING LAKE CT
City	TROY
State	MO
Zip	63379-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SPRING VALLEY ESTATES
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	HAWK POINT
Census Block Group	2
Census Block	2052
Census Tract	810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	100 SPRING LAKE CT, TROY, MO 63379-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE MISSOURI BANK
Nov 28, 2022	Deed of Trust, Mortgage · Construction Mortgage THE MISSOURI BANK
Jun 22, 2022	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022
Deed Sale	Jun 22, 2022
Deed Document Number	2022006596
Deed Book / Page	2480 / 850
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 SPRING LAKE CT, TROY, MO 63379-4207
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SPRING LAKE CT, TROY, MO 63379-4207

Mortgage

Document Number	002497/218
Date	Jan 24, 2024
Book Page	2497/218
Instrument	2024000514

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.53%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Margin	3
Max Rate	10.3%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 SPRING LAKE CT, TROY, MO 63379-4207
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SPRING LAKE CT, TROY, MO 63379-4207

Mortgage

Document Number	002493/542
Date	Sep 5, 2023
Book Page	2493/542
Instrument	2023006777

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 SPRING LAKE CT, TROY, MO 63379-4207
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 HUNTLEIGH PKWY, WENTZVILLE, MO 63385-7268

Mortgage

Document Number	002485/906
Date	Nov 28, 2022
Book Page	2485/906
Instrument	2022011689

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 17, 2023

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 22, 2022
Property Address	100 SPRING LAKE CT, TROY, MO 63379-4207
Document Number	002480/850
Book / Page	2480 / 850
Map Reference	MB 15 PG 6
Instrument Date	Jun 21, 2022
Instrument	2022006596
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	358 HUNTLEIGH PKWY, WENTZVILLE, MO 63385-7268

Mortgage

Document Number	2022006597
Date	Jun 22, 2022
Instrument	2022006597

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00 (+128.55%)	$69,969 (+11.46%) Land $9,253 Building $60,716	$368,260 (+11.46%) Land $48,700 Building $319,560
2023	$1,853.00 (+424.93%)	$62,774 Land $6,935 Building $55,839	$330,390 Land $36,500 Building $293,890
2022	$353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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