100 Spothorse Ln, Marshall, NC 28753 Property Records

Madison County property record for 100 Spothorse Ln, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,549 sqft · built 1954
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2005)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8798-47-2526`

Property Details

APN / Parcel Number

Primary APN	`8798-47-2526`
Alternative APNs	`8798472526 0016422` `16422`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,549 sqft Heated Area
1st Floor Area	1,549 sqft
Basement Area	387 sqft
Unfinished Basement	387 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	104,108 sqft (2.39 acres)
Porch	Slab
Porch Area	102 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 SPOTHORSE LN
City	MARSHALL
State	NC
Zip	28753-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	47
Jurisdiction	MADISON NC
Township / Civil Division	5, WALNUT
Census Block Group	1
Census Block	1000
Census Tract	10400

Owner

100 Spothorse Ln is owned and occupied by two individuals who acquired it in July 2020.

Source: Madison County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 SPOTHORSE LN, MARSHALL, NC 28753-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Jul 28, 2020	Quit Claim Deed, Transfer RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2005 · Amount on File
Deed Sale	Dec 7, 2005 · Amount on File
Prior Sale	Oct 19, 1995
Deed Book / Page	377 / 35
Last Transfer Date	Jul 13, 2020
Transfer Doc	0006950418
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Recording Date	Aug 25, 2026
Property Address	100 SPOTHORSE LN, MARSHALL, NC 28753-9504
Document Number	0000362907
Book / Page	840 / 433
Instrument Date	Jul 31, 2026
Instrument	2026362907
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	100 SPOTHORSE LN, MARSHALL, NC 28753-9504

Mortgage

Document Number	0000362907,
Date	Aug 25, 2026
Book Page	840/433
Instrument	2026362907

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	100 SPOTHORSE LN, MARSHALL, NC 28753-9504
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SPOTHORSE LN, MARSHALL, NC 28753-9504

Mortgage

Document Number	0007710075
Date	Apr 20, 2023
Book Page	771/75
Instrument	350498

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Jul 28, 2020
Property Address	100 SPOTHORSE LN, MARSHALL, NC 28753-9504
Document Number	0006950418
Book / Page	000695 / 000418
Instrument Date	Jul 13, 2020
Instrument	337304
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 SPOTHORSE LN MARSHALL NC 287539504, MARSHALL, NC 28753-9504

Mortgage

Document Number	6950420
Date	Jul 28, 2020
Book Page	000695/000420
Instrument	337305

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 100 Spothorse Ln was $1,430.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00	$271,824 (-) Land $40,325 Building $231,499	$271,824 (-) Land $40,325 Building $231,499
2024	$1,430.00	$271,824 (+75.59%) Land $40,325 Building $231,499	$271,824 (+75.59%) Land $40,325 Building $231,499
2023		$154,809 Land $30,338 Building $124,471	$154,809 Land $30,338 Building $124,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Spothorse Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Spothorse Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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