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100 Spicewood Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 100 Spicewood Ln, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,000 sqft · built 2022
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Aug 2022)
Tax Bill$1,582 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1941-60-8084-000

Property Details

APN / Parcel Number

Primary APN1941-60-8084-000
Alternative APNs
  • 1723015
  • 1854820

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,000 sqft Living Area
1st Floor Area1,000 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1854820
Street Address100 SPICEWOOD LN
CityBEECH MOUNTAIN
StateNC
Zip28604-9925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionWESTRIDGE AA 542
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1013
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2625 LAKEFRONT DR, BELMONT, NC 28012-8611
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING
Aug 30, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleFeb 28, 2022 · Amount on Record
Deed Document Number2022723862
Deed Book / Page2294 / 571
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Recording DateSep 1, 2026
Property Address100 SPICEWOOD LN, BEECH MOUNTAIN, NC 28604-9925
Document Number0000762819
Book / Page2500 / 399
Instrument DateAug 28, 2026
Instrument2026762819
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM HOLDINGS

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 SPICEWOOD LN, BEECH MOUNTAIN, NC 28604-9925
InvestorPossibly a Property Investor

Mortgage

Document Number0000762819,
DateSep 1, 2026
Book Page2500/399
Instrument2026762819
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 21, 2041
Interest
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 30, 2022
Property Address100 SPICEWOOD LN, BEECH MOUNTAIN, NC 28604-9925
Document Number0022940571
Book / Page2294 / 571
Map ReferenceMB 6 PG 105
Instrument DateAug 29, 2022
Instrument723862
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3319 MARSH VIEW DR SW, SUPPLY, NC 28462-2636

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 LAKEFRONT DR, BELMONT, NC 28012-8611

Mortgage

Document Number0022940575
DateAug 30, 2022
Book Page2294/575
Instrument723863
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$461,600 (-) Land $8,500 Building $453,100
2025$1,582.00$461,600 (-) Land $8,500 Building $453,100
2024$461,600 Land $8,500 Building $453,100
2023$461,600 Land $8,500 Building $453,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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