100 Smith St, Oscoda, MI 48750 Property Records

Iosco County property record for 100 Smith St, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1953
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2026)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021S1001700100`

Property Details

APN / Parcel Number

Primary APN	`021S1001700100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	768 sqft Building Perimeter
1st Floor Area	768 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 56 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 SMITH ST
City	OSCODA
State	MI
Zip	48750-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF HORACE. D. STOCKM ANS ADDITION TO THE VILLAGE OF AUSABLE WLY 1/2 OF LOTS 1 & 2 BLK Q
Legal Subdivision	HORACE D STOCKM ANS ADDITION
Legal Block	Q
Legal Lot Number	1-2
Jurisdiction	IOSCO MI
Township / Civil Division	AU SABLE
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

100 Smith St is owned and occupied by an individual who bought it in January 2026.

Source: Iosco County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	100 SMITH ST, OSCODA, MI 48750-1136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2019	Warranty Deed, Transfer
Aug 8, 2014	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	May 25, 2023 · Amount on File
Deed Document Number	2026305
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	01112/00056
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Jan 22, 2026
Property Address	100 SMITH ST, OSCODA, MI 48750-1136
Document Number	2026000305
Instrument Date	Jan 14, 2026
Instrument	2026000305
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SMITH ST, OSCODA, MI 48750-1136

Mortgage

Document Number	2026000306
Date	Jan 22, 2026
Instrument	2026000306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Oct 17, 2019
Property Address	100 SMITH ST, OSCODA, MI 48750-1136
Document Number	2019005915
Instrument Date	Sep 9, 2019
Instrument	2019005915
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IOSCO MI
Recording Date	Aug 8, 2014
Property Address	100 SMITH ST, OSCODA, MI 48750-1136
Document Number	01112/00056
Book / Page	01112 / 00056
Instrument Date	Aug 7, 2014
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	LANDMARK TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.20
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6395 WOODLAND DR, 6395, OSCODA, MI 48750-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 E FRENCH RD, LINCOLN, MI 48742-9770

Mortgage

Document Number	01112/00057
Date	Aug 8, 2014
Book Page	01112/00057

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 100 Smith St was $1,603, up 2.8% from the year before.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Au Sable Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,000 (+17.65%) Land $42,000	$84,000 (+17.65%) Land $84,000
2025	$1,603.00 (+2.76%)	$35,700 Land $35,700	$71,400 Land $71,400
2024	$1,560.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Smith St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1997–2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Mar 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Smith St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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