100 Siesta Pl, Watson, IL 62473 Property Records

Effingham County property record for 100 Siesta Pl, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,200 sqft · built 1978
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Jul 2020)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-012-012`

Property Details

APN / Parcel Number

Primary APN	`14-21-012-012`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	100 SIESTA PL
City	WATSON
State	IL
Zip	62473-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 CHAPARRAL SUB ADD B 3590/337 1338/215 1086/45 882/118
Legal Subdivision	CHAPARRAL SUBDIVISION
Legal Lot Number	37
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1064
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Deed Document Number	202020003908
Deed Book / Page	3590 / 337
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	100 SIESTA PL, WATSON, IL 62473-1007
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3505/332
Date	Oct 18, 2019
Book Page	3505/332
Instrument	201901904231

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 20, 2020
Property Address	100 SIESTA PL, WATSON, IL 62473-1007
Document Number	3590/337
Book / Page	3590 / 337
Map Reference	MB 11 PG 226 PL 35-C
Instrument Date	Jul 17, 2020
Instrument	202020003908
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 SIESTA PL, WATSON, IL 62473-1007

Mortgage

Document Number	202020003909
Date	Jul 20, 2020
Instrument	202020003909

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,981.00 (+80.42%)	$34,200 (+33.7%) Land $7,060 Building $27,140	$102,600 (+33.7%) Land $21,180 Building $81,420
2022	$1,098.00	$25,580 Land $5,280 Building $20,300	$76,740 Land $15,840 Building $60,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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