100 Shoreline Dr, Freeport, FL 32439 Property Records

Walton County property record for 100 Shoreline Dr, Freeport, FL 32439

Property Summary

Property Type	Vacant Land
Details	3 bd · 2.5 ba · 3,205 sqft · built 1997
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2020)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Aug 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-1S-19-23040-00B-0030`

Property Details

APN / Parcel Number

Primary APN	`28-1S-19-23040-00B-0030`
Alternative APNs	`28-119-23040-00B-0030` `1058330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,205 sqft Living Area
1st Floor Area	3,205 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Area	1,514 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,177 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 SHORELINE DR
City	FREEPORT
State	FL
Zip	32439-3620
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BYLAGR
Legal Description	LOT B-3 LAGRANGE SHORES S/D OR 704-219 OR 2757-1905 OR 3134-2146
Legal Range	019
Legal Township	01S
Legal Section	28
Legal Subdivision	LAGRANGE SHORES
Legal Block	B00
Legal Lot Number	B-3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2090
Census Tract	950502

Owner

100 Shoreline Dr, vacant land, is owned by two individuals who bought it in February 2020.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	130 SHORELINE DR, FREEPORT, FL 32439-3620
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 18, 2020	Deed of Trust, Mortgage · Construction Mortgage BANCORPSOUTH BANK
Feb 26, 2020	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Deed Document Number	20206961
Deed Book / Page	3134 / 2146
Prior Transfer Date	Mar 5, 2007
Prior Transfer Doc	0027571905
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	100 SHORELINE DR, FREEPORT, FL 32439-3620
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SHORELINE DR, FREEPORT, FL 32439-3620

Mortgage

Document Number	0033682759
Date	Aug 22, 2025
Book Page	3368/2759
Instrument	20250030025

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	100 SHORELINE DR, FREEPORT, FL 32439-3620
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031552575
Date	Aug 18, 2020
Book Page	3155/2575
Instrument	20200030992

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	174 Months
Due	Feb 22, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 26, 2020
Property Address	100 SHORELINE DR, FREEPORT, FL 32439-3620
Document Number	0031342146
Book / Page	003134 / 002146
Instrument Date	Feb 21, 2020
Instrument	6961
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 SHORELINE DR FREEPORT FL 324393620, FREEPORT, FL 32439-3620

Mortgage

Document Number	31342148
Date	Feb 26, 2020
Book Page	003134/002148
Instrument	6962

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2035

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	31441557,
Date	Feb 26, 2020
Book Page	003144/001557
Instrument	17988

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 100 Shoreline Dr was $2,030, up 24% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 (+24.01%)	$275,000 Land $275,000	$275,000 Land $275,000
2024	$1,637.00 (+0.43%)
2023	$1,630.00 (-8.12%)	$196,028 (-9.91%) Land $196,028	$196,028 (-9.91%) Land $196,028
2022	$1,774.00	$217,591 Land $217,591	$217,591 Land $217,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Shoreline Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Shoreline Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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