100 Shell Ave SE, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 100 Shell Ave SE, Fort Walton Beach, FL 32548

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,967 sqft · built 2018
Lot Size	0.173 acres (7,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2025)
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Dec 2023 Transfer Sep 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-2703-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-2703-9`
Alternative APNs	`13-2S-24-1050-000C-0010` `24S2131050000C0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,967 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,967 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,515 sqft (0.173 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	100 SHELL AVE SE
City	FORT WALTON BEACH
State	FL
Zip	32548-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON ADD LOT 1 BLK C
Legal Range	24W
Legal Township	02S
Legal Section	13
Legal Subdivision	GIBSON ADD
Legal Block	C
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3007
Census Tract	22600

Owner

Source: Okaloosa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7619A GINKGO DR SW, MCCHORD AFB, WA 98439-2219
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Quit Claim Deed, Transfer ALLURE TITLE COMPANY
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 17, 2023	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA
Jul 23, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH
Mar 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 28, 2017	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	20253763734
Prior Transfer Date	Dec 7, 2023
Prior Transfer Doc	0003663092
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 21, 2023
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Document Number	0003663092
Map Reference	MB 1 PG 30
Instrument Date	Dec 7, 2023
Instrument	3663092
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ALLURE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	981 HIGHWAY 98 E # E3-268, E3-268, DESTIN, FL 32541-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 98 E # 3-268, 3, DESTIN, FL 32541-2525

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 21, 2023
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Document Number	0003648088
Map Reference	MB 1 PG 30
Instrument Date	Aug 28, 2023
Instrument	3648088
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SHELL AVE SE, FT WALTON BCH, FL 32548-5514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 98 E # 3268, 3268, DESTIN, FL 32541-2584

Mortgage

Document Number	0003648089
Date	Sep 21, 2023
Instrument	3648089

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514

Mortgage

Document Number	0036662464
Date	Mar 17, 2023
Book Page	3666/2464
Instrument	3612089

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 23, 2018
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Document Number	0033601352
Book / Page	003360 / 001352
Instrument Date	Jul 20, 2018
Instrument	3221468
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SHELL AVE SE FORT WALTON BEACH FL 325485514, FORT WALTON BEACH, FL 32548-5514

Mortgage

Document Number	33601354
Date	Jul 23, 2018
Book Page	003360/001354
Instrument	3221469

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2018
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Document Number	0033410346
Book / Page	003341 / 000346
Instrument Date	Mar 12, 2018
Instrument	3193888
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 SHELL AVE SE FORT WALTON BEACH FL 325485514, FORT WALTON BEACH, FL 32548-5514

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 19, 2018
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Document Number	0033340001
Book / Page	003334 / 000001
Instrument Date	Jan 12, 2018
Instrument	3183555
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2492 FORT WALTON BEACH FL 325492492, FORT WALTON BEACH, FL 32549-2492
Investor	Possibly a Property Investor

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	100 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5514
Document Number	0033340004
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Fort Walton Beach City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,822.00	$429,511 (+55.75%) Land $69,200 Building $360,311	$429,511 (+3.44%) Land $69,200 Building $360,311
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$275,776 (+3%)	$415,240 (+8.88%) Land $46,393 Building $368,847
2022	$85.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$267,744	$381,379 Land $43,358 Building $338,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	147 units insured incl. 120 condo units
Nearby Flood Claims	26 (1979–2020)
Claims Outside the SFHA	13 of 26
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Georges, Sep 1998 · 12 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT WALTON BEACH serves 24,113 people · EPA ID FL1460144
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile, Verizon.

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