Craven County property record for 100 Sandy Ln, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,075 sqft · built 1966 |
| Lot Size | 0.756 acres (32,912 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $766 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-045-029-A |
| Primary APN | 6-045-029-A |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,912 sqft (0.756 acres) |
| Storage Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 73795 |
|---|---|
| Street Address | 100 SANDY LN |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ADD SEC5 KETNER |
| Legal Subdivision | ADD SEC5 KETNER |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 961102 |
100 Sandy Ln is owned and occupied by an individual who acquired it in October 2007.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 9, 2024 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 31, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage MARINE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2007 |
| Transfer Doc | 2660/0230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Document Number | 03859/1707 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 3859/1707 |
| Instrument | 10148824 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Document Number | 03794/1806 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 3794/1806 |
| Instrument | 10124793 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Document Number | 003771/666 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 3771/666 |
| Instrument | 10115450 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 100 SANDY LN, HAVELOCK, NC 28532-9635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3660/1877 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 3660/1877 |
| Instrument | 10072141 |
| Name | MARINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, NC 28546 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 22, 2041 |
The 2026 property tax bill for 100 Sandy Ln was $766.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766.00 | $143,810 (-) Land $40,000 Building $103,810 | $143,810 (-) Land $40,000 Building $103,810 |
| 2025 | $766.00 | $143,810 Land $40,000 Building $103,810 | $143,810 Land $40,000 Building $103,810 |
| 2023 | $754.00 | $143,810 Land $40,000 Building $103,810 | $143,810 Land $40,000 Building $103,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Sandy Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2011–2019) |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Sandy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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