100 Sandy Cove Ave, Islamorada, FL 33036 Property Records

Monroe County property record for 100 Sandy Cove Ave, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 1961
Lot Size	1 acres (43,603 sqft)
Owner	Company Name on Record
Tax Bill	$30,391 (2024)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00394433-000800`

Property Details

APN / Parcel Number

Primary APN	`00394433-000800`
Alternative APN	`9104193`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	43,603 sqft (1 acres)
Garage Type	Covered
Garage Area	299 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	9104193
Street Address	100 SANDY COVE AVE
City	ISLAMORADA
State	FL
Zip	33036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NWLY PT LOT 8 PARMELEE KEY PB7-88 OR2876-1946/2056(RES NO 16-12-79) OR2880-668/679(CERT/AFFD) OR2881-1177/1188 OR2881-1189/1200 OR2883-788/791 OR2925-1423/26C OR2925-1427/1429C OR3036-1623
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	PARMELEE KEY
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1007
Census Tract	970900

Owner

Source: Monroe County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 SAPODILLA DR, ISLAMORADA, FL 33036-4102
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020
Deed Sale	Aug 11, 2020
Deed Document Number	20202276651
Deed Book / Page	3036 / 1623
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0029251423
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Aug 11, 2020
Property Address	100 SANDY COVE AVE, ISLAMORADA, FL 33036
Document Number	0030361623
Book / Page	003036 / 001623
Instrument Date	Jul 30, 2020
Instrument	2276651
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16565 KENNETH RD STILWELL KS 660859280, STILWELL, KS 66085-9280

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,875,336 (+4.95%) Land $3,554,081 Building $321,255	$3,875,336 (+4.95%) Land $3,554,081 Building $321,255
2024	$30,391.00 (+5.36%)
2023	$28,846.00 (+14.94%)	$3,692,650 (+29.65%) Land $3,486,060 Building $206,590	$3,692,650 (+29.65%) Land $3,486,060 Building $206,590
2022	$25,097.00	$2,848,142 Land $2,635,801 Building $212,341	$2,848,142 Land $2,635,801 Building $212,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20