Monroe County property record for 100 Sacarma Dr, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,089 sqft · built 1982 |
| Lot Size | 0.235 acres (10,255 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,130,000 (Jan 2021) |
| Tax Bill | $10,974 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Aug 2020 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 00175290-000000 |
| Primary APN | 00175290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,255 sqft (0.235 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 64 sqft |
| Patio Area | 1,452 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1227358 |
|---|---|
| Old Parcel Number | 29662800175290000000 |
| Street Address | 100 SACARMA DR |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 19 SACARMA BAY PB4-128 CUDJOE KEY OR335-584/86 OR444-957/58 OR521-223 OR580-67 OR744-528 OR758-1987 OR888-1485/86 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | SACARMA BAY |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971501 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 625 EZEE ST, ENCINITAS, CA 92024-2717 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 7, 2021 | Warranty Deed, Transfer · Balloon Mortgage SHANNON DUTCHER |
| Aug 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on Record |
| Deed Sale | Jan 7, 2021 · Amount on Record |
| Prior Sale | Aug 26, 2020 |
| Deed Document Number | 2298419 |
| Deed Book / Page | 3067 / 2448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 7, 2021 |
| Property Address | 100 SACARMA DR, SUMMERLAND KEY, FL 33042-4120 |
| Document Number | 0030672448 |
| Book / Page | 3067 / 2448 |
| Map Reference | MB 4 PG 128 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2298419 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | FLORIDA TITLE PROFESSIONALS IN, FLORIDA TITLE PROFESSIONAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 665 W SHORE DR, SUMMRLND KEY, FL 33042-4458 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 625 EZEE ST, ENCINITAS, CA 92024-2717 |
| Document Number | 0030672450 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 3067/2450 |
| Name | SHANNON DUTCHER |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 31, 2030 |
| Rate | 4.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 26, 2020 |
| Property Address | 100 SACARMA DR, SUMMERLAND KEY, FL 33042-4120 |
| Document Number | 0030400643 |
| Book / Page | 003040 / 000643 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2279036 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 W SHORE DR SUMMERLAND KEY FL 330424458, SUMMERLAND KEY, FL 33042-4458 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978,141 (-10.37%) Land $672,113 Building $306,028 | $978,141 (-10.37%) Land $672,113 Building $306,028 | |
| 2024 | $10,974.00 (+9.82%) | ||
| 2023 | $9,993.00 (+3.93%) | $1,091,325 (-0.39%) Land $789,635 Building $301,690 | $1,091,325 (-0.39%) Land $789,635 Building $301,690 |
| 2022 | $9,615.00 | $1,095,642 Land $789,635 Building $306,007 | $1,095,642 Land $789,635 Building $306,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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