100 S Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 100 S Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1996
Lot Size	0.261 acres (11,401 sqft)
Owner	Individual Name on Record
Tax Bill	$5,042 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0165-00070`

Property Details

APN / Parcel Number

Primary APN	`185-0165-00070`
Alternative APNs	`1034519` `1034516`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	1,232 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,401 sqft (0.261 acres)
Garage Area	576 sqft
Deck Area	182 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1034516
Street Address	100 S UGSTAD RD
City	DULUTH
State	MN
Zip	55810-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8, BLOCK 1, EXCEPT THE EASTERLY40 FEET OF LOT 8, BLOCK 1 SERIAL #
Legal Subdivision	MCGOVERN DIV C OF PROCTOR
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3016
Census Tract	10100

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 S UGSTAD RD, DULUTH, MN 55810-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 19, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2023
Transfer Doc	0001071637
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2023
Property Address	100 S UGSTAD RD, DULUTH, MN 55810-2403
Document Number	0001071637
Instrument Date	May 17, 2023
Instrument	1071637
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S UGSTAD RD, DULUTH, MN 55810-2403

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2017
Property Address	100 S UGSTAD RD, DULUTH, MN 55810-2403
Document Number	000T987427
Instrument Date	Jul 18, 2017
Instrument	T987427
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.80
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 S UGSTAD RD DULUTH MN 558102403, DULUTH, MN 55810-2403

Mortgage

Document Number	T987428
Date	Jul 19, 2017
Instrument	T987428

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,042.00 (-3.74%) Homeowner's exemption
2025	$5,238.00 (+8.45%) Homeowner's exemption	$331,700 (-5.07%) Land $27,300 Building $304,400	$331,700 (-5.07%) Land $27,300 Building $304,400
2024	$4,830.00 (+7.29%)	$349,400 (+31.45%) Land $22,400 Building $327,000	$349,400 (+31.45%) Land $22,400 Building $327,000
2023	$4,502.00 Homeowner's exemption
2022		$265,800 (+6.15%) Land $14,500 Building $251,300	$265,800 (+6.15%) Land $14,500 Building $251,300
2021		$250,400 Land $13,500 Building $236,900	$250,400 Land $13,500 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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