100 S Stuart St, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 100 S Stuart St, Baltimore, MD 21221

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,385 sqft · built 1941
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,697 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2021 Mortgage
APN	`15-1511000780`

Property Details

APN / Parcel Number

Primary APN	`15-1511000780`
Alternative APN	`1511000780`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,385 sqft Living Area
1st Floor Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1511000780
Street Address	100 S STUART ST
City	ESSEX
State	MD
Zip	21221-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESSEX
Legal Subdivision	ESSEX
Legal Block	F
Legal Lot Number	19
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1000
Census Tract	450400

Owner

Source: Baltimore County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 S STUART ST, ESSEX, MD 21221-4920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	2026
Deed Book / Page	51673 / 80
Transfer Doc	0000262882
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 26, 2026
Property Address	100 S STUART ST, ESSEX, MD 21221-4920
Document Number	5167000080
Book / Page	51673 / 80
Instrument Date	Aug 21, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LAND END ABSTRACT, LAND ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S STUART ST, ESSEX, MD 21221-4920
Investor	Possibly a Property Investor

Mortgage

Document Number	5167000087,
Date	Aug 26, 2026
Book Page	51673/87

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	5167000109,
Date	Aug 26, 2026
Book Page	51673/109

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	100 S STUART ST, BALTIMORE, MD 21221-4920
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0447140455
Date	May 17, 2021
Book Page	44714/455

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,667 (+8.35%)	$194,900 (+12.53%) Land $65,100 Building $129,800
2024	$2,697.00 (+108.1%)
2023	$1,296.00 Homeowner's exemption	$173,200 Land $62,000 Building $111,200	$173,200 Land $62,000 Building $111,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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