Stephens County property record for 100 S Sage St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,214 sqft · built 1935 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Aug 2011) |
| Tax Bill | $3,655 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T19 038 |
| Primary APN | T19 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,214 sqft Heated Area |
| Attic Area | 2,090 sqft |
| Basement Area | 2,466 sqft |
| Finished Basement | 1,748 sqft |
| Unfinished Basement | 718 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft (1.44 acres) |
| Terrain | Gentle Slope |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 360 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Canopy | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 592000 |
|---|---|
| Street Address | 100 S SAGE ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | LOT BLK 22 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 22 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 970301 |
100 S Sage St is owned and occupied by an individual who bought it in August 2011.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Sep 10, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING |
| Apr 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| May 25, 2018 | Deed of Trust, Mortgage MAJESTIC HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2011 · Amount on File |
| Deed Sale | Aug 12, 2011 · Amount on File |
| Prior Sale | May 16, 2008 · Amount on File |
| Deed Document Number | 0000096123 |
| Deed Book / Page | 961 / 23 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Document Number | 0013610000000454 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | 0000001361/0000000454 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Document Number | 0014210000000427 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 0000001421/0000000427 |
| Instrument | 2025002818 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Document Number | 0012490042 |
| Instrument Date | Apr 2, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 100 S SAGE ST TOCCOA GA 305773696, TOCCOA, GA 30577-3696 |
| Document Number | 0012490042 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 001249/000042 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 100 S SAGE ST, TOCCOA, GA 30577-3696 |
| Document Number | 0011510322 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 100 S SAGE ST TOCCOA GA 305773696, TOCCOA, GA 30577-3696 |
| Document Number | 0011510322 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 001151/000322 |
| Name | MAJESTIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONARIO, CA 91761 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 100 S Sage St was $3,655 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,655.00 Homeowner's exemption | $126,040 Land $3,788 Building $122,252 | $315,100 Land $9,470 Building $305,630 |
| 2023 | $2,696.00 (+40.27%) Homeowner's exemption | $77,907 (+43.36%) Land $3,788 Building $74,119 | $194,767 (+43.36%) Land $9,470 Building $185,297 |
| 2022 | $1,922.00 Homeowner's exemption | $54,342 Land $3,788 Building $50,554 | $135,855 Land $9,470 Building $126,385 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 100 S Sage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 S Sage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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