100 S Locust St, Dubuque, IA 52003 Property Records

Dubuque County property record for 100 S Locust St, Dubuque, IA 52003

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,680 sqft · built 1996
Lot Size	0.44 acres (19,184 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Apr 2013)
Tax Bill	$11,416 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`10-25-432-016`

Property Details

APN / Parcel Number

Primary APN	`10-25-432-016`

Interior

Stories	1 Story
Building Area	8,680 sqft Gross Area
1st Floor Area	8,680 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1996
Exterior Material	Metal
Construction Type	Frame
Roof Material	Metal
Lot Area	19,184 sqft (0.44 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	100 S LOCUST ST
City	DUBUQUE
State	IA
Zip	52003-7414
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 3 RAYMOND BAUMHOVER SUB
Legal Subdivision	RAYMOND BAUMHOVER SUB
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4002
Census Tract	801

Owner

100 S Locust St, a commercial property, is owned by a company that bought it in April 2013.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 9167, SPRINGFIELD, MO 65801-9167
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit MOUND CITY BANK
Apr 13, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Nov 4, 2019	Deed of Trust, Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2013 · Amount on File
Deed Sale	Apr 15, 2013 · Amount on File
Deed Document Number	0000136975
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	100 S LOCUST ST, DUBUQUE, IA 52003-7414
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005093
Date	Apr 1, 2021
Instrument	2021-00005093

Lender

Name	MOUND CITY BANK
Type	Bank
Address	PLATTEVILLE, WI 53818

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	100 S LOCUST ST, DUBUQUE, IA 52003-7414
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003829
Date	Apr 13, 2018
Instrument	2018-00003829

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	100 S LOCUST ST, DUBUQUE, IA 52003-7414
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013530
Date	Nov 4, 2019
Instrument	2019-00013530

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,300 Land $161,100 Building $310,200	$471,300 Land $161,100 Building $310,200
2024	$11,416.00
2023		$427,900 (+22.65%) Land $138,100 Building $289,800	$427,900 Land $138,100 Building $289,800
2022	$9,672.00	$348,870 Land $138,130 Building $210,740
2021			$348,870 Land $138,130 Building $210,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 S Locust St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 100 S Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink.

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