100 S 7th St, Oregon, IL 61061 Property Records

Ogle County property record for 100 S 7th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	4,236 sqft · built 1913
Lot Size	0.512 acres (22,317 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2021)
Tax Bill	$12,925 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-296-014`

Property Details

APN / Parcel Number

Primary APN	`16-04-296-014`

Interior

Stories	2 Stories
Building Area	4,236 sqft Living Area
Basement Area	2,110 sqft
Unfinished Basement	2,110 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	22,317 sqft (0.512 acres)
Garage Area	1,690 sqft
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	100 S 7TH ST
City	OREGON
State	IL
Zip	61061-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1 JCT PHELPS ADD & W66 OF E132 LT15 OF LT2 NE4 BLK1; LT 1 EX S101.96 BLK 1 & SUB OF LT2 FRCL NE4 SEC4 PT LT 15 N & ADJ TO JCT PHELPS ADD LT1 BLK1; LT12 & N22 LT11 BLK4 ALL IN CITY OF OREGON
Legal Subdivision	JCT PHELPS ADD
Legal Block	1,4
Legal Lot Number	1-2,15
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2009
Census Tract	961400

Owner

100 S 7th St is owned and occupied by an individual who bought it in May 2021.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	100 S 7TH ST, OREGON, IL 61061-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	20213236
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 4, 2021
Property Address	100 S 7TH ST, OREGON, IL 61061-1502
Document Number	0000003236
Instrument Date	Apr 30, 2021
Instrument	202103236
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	KENZLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 S 7TH ST, OREGON, IL 61061-1502

Mortgage

Document Number	0000003237
Date	May 4, 2021
Instrument	202103237

Lender

Name	COMPASS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 100 S 7th St was $12,925.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,925.00	$139,265 Land $13,314 Building $125,951	$417,795 Land $39,942 Building $377,853
2023		$160,898 Land $15,507 Building $145,391	$482,694 Land $46,521 Building $436,173
2022	$14,736.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 S 7th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 100 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20