100 Rugg Brook Rd, Winsted, CT 06098 Property Records

Winchester Town property record for 100 Rugg Brook Rd, Winsted, CT 06098

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,739 sqft · built 1930
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2017)
Tax Bill	$6,273 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2023 Refinance + 4 more
APN	`WINC M:026 B:153 L:021-Z`

Property Details

APN / Parcel Number

Primary APN	`WINC M:026 B:153 L:021-Z`
Alternative APNs	`WSTR M:026 B:153 L:021-Z` `M:031 B:153 L:021Z U:128` `432`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,739 sqft Living Area
Gross Area	4,562 sqft
1st Floor Area	1,644 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	432
Street Address	100 RUGG BROOK RD
City	WINSTED
State	CT
Zip	06098-2400
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RU-3
Legal Block	153
Legal Lot Number	21-Z
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2019
Census Tract	320200

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK
Jul 18, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Jun 13, 2018	Quit Claim Deed, Transfer Quitclaim
May 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	2017702890002
Deed Book / Page	433 / 1024
Transfer Doc	000439-578
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000491-669
Date	Jul 28, 2025
Book Page	491/669
Instrument	1547390005

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Transaction Type	Mortgage
Record Updated	Aug 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000477-587
Date	Jun 30, 2023
Book Page	477/587
Instrument	1360340014

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jul 18, 2025
Property Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Document Number	000491-445
Book / Page	491 / 445
Instrument Date	Jul 17, 2025
Instrument	2025-00001782
Transaction Type	Transfer
Record Updated	Aug 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440-1153
Date	Aug 15, 2018
Book Page	440/1153
Instrument	878140005

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2043

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jun 13, 2018
Property Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Document Number	439-578
Book / Page	000439 / 000578
Instrument Date	Jun 7, 2018
Instrument	867900002
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	May 2, 2017
Property Address	100 RUGG BROOK RD, WINSTED, CT 06098-2400
Document Number	433-1024
Book / Page	000433 / 001024
Instrument Date	Apr 27, 2017
Instrument	70289
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,273.00	$215,040 (-) Land $51,030 Building $164,010	$150,528 Land $35,721 Building $114,807
2024	$6,273.00 (+10.54%)
2023	$5,675.00 (+6.85%)	$215,040 (+35.81%) Land $51,030 Building $164,010
2022	$5,311.00	$158,340 Land $37,450 Building $120,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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