100 Rose Pl, Neptune Beach, FL 32266 Property Records

Duval County property record for 100 Rose Pl, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,126 sqft · built 2026
Lot Size0.179 acres (7,796 sqft)
Owner2 Individual Names on File
Last Sale$2,700,000 (Oct 2023)
Tax Bill$39,335 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN172660-0000

Property Details

APN / Parcel Number

Primary APN172660-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,126 sqft Living Area
Gross Area5,070 sqft
1st Floor Area1,176 sqft
Upper Floors Area1,050 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area7,796 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
View / LotOcean
Garage TypeAttached
Garage Area597 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area66 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address100 ROSE PL
CityNEPTUNE BEACH
StateFL
Zip32266-6043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description2-12 21-2S-29E .18 NEPTUNE S1/2 LOT 10,PT LANDS LYING E THEREOF RECD O/R 20840-579 BLK 14
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionNEPTUNE
Legal Block14
Legal Lot Number10
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1001
Census Tract14001

Owner

100 Rose Pl is owned and occupied by two individuals who bought it in October 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address100 ROSE PL, NEPTUNE BEACH, FL 32266-6043
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Oct 13, 2023Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on File
Deed SaleOct 13, 2023 · Amount on File
Deed Document Number2023212704
Deed Book / Page20840 / 579
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address100 ROSE PL, NEPTUNE BEACH, FL 32266-6043
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 ROSE PL, NEPTUNE BEACH, FL 32266-6043

Mortgage

Document Number0216760426
DateNov 4, 2025
Book Page21676/426
Instrument2025253768
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Max Rate10.5%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 13, 2023
Property Address100 ROSE PL, NEPTUNE BEACH, FL 32266-6043
Document Number0208400579
Book / Page20840 / 579
Map ReferenceMB 4 PG 46
Instrument DateOct 10, 2023
Instrument2023212704
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 MIDDLETON PARK CIR E # EC440, EC440, JACKSONVILLE, FL 32224-5691

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address100 ROSE PL, NEPTUNE BEACH, FL 32266-6043

Mortgage

Document Number0020840581
DateOct 13, 2023
Instrument20840/581
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateNov 1, 2028
Change Frequency5 Years
Min Rate At Change4%
Max Rate At Change8%
Index5-Year TN
Max Rate11%

Tax Assessment & Valuation

The 2025 property tax bill for 100 Rose Pl was $39,335 with a homeowner's exemption, down 5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,309,825 (+2.69%)$2,381,400 (+5.87%) Land $2,381,400
2025$39,335.00 (-5.01%) Homeowner's exemption$2,249,407 Land $2,249,100 Building $307$2,249,407 Land $2,249,100 Building $307
2024$41,409.00 (+433.83%)
2023$7,757.00 (+9.13%) Homeowner's exemption$471,315 (+3%)$1,768,249 (+0.75%) Land $1,499,400 Building $268,849
2022$7,108.00 Homeowner's exemption$457,588$1,755,149 Land $1,499,400 Building $255,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Rose Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 100 Rose Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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