100 Riverside Pl, Unit 903, Covington, KY 41011 Property Records

Kenton County property record for 100 Riverside Pl, Unit 903, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,096 sqft · built 1986
Lot Size	0.025 acres (1,097 sqft)
Owner	Trust Name on File
Last Sale	$625,000 (Mar 2024)
Tax Bill	$8,281 (2025)
Deeds & Mortgages	Mar 2024 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`854-14-12-001.36`

Property Details

APN / Parcel Number

Primary APN	`854-14-12-001.36`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	46 Units
Stories	1 Story
Building Area	1,096 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	1,097 sqft (0.025 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	100 RIVERSIDE PL, 903
City	COVINGTON
State	KY
Zip	41011-5717
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERSIDE PLAZA CONDO UNIT 903 1096.60 SQ FT & PS 6
Legal Subdivision	RIVERSIDE PLAZA
Legal Lot Number	903
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4017
Census Tract	67000

Owner

100 Riverside Pl, Unit 903 is owner-occupied and held in a trust since March 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	100 RIVERSIDE PL, 903, COVINGTON, KY 41011-5717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer
Sep 3, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Jan 4, 2011 · Amount on File
Deed Document Number	2024158
Deed Book / Page	276 / 868
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 28, 2024
Property Address	100 RIVERSIDE PL UNIT 903, 903, COVINGTON, KY 41011-5717
Document Number	0005900158
Book / Page	KC 276 / 868
Map Reference	MB 923 PG 21
Instrument Date	Mar 27, 2024
Instrument	24032805900158
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 E 4TH ST, NEWPORT, KY 41071-1734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 RIVERSIDE PL UNIT 903, 903, COVINGTON, KY 41011-5717

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 3, 2021
Property Address	100 RIVERSIDE PL UNIT 903, 903, COVINGTON, KY 41011-5717
Document Number	0005900046
Book / Page	115 / 630
Map Reference	MB 923 PG 21
Instrument Date	Aug 31, 2021
Instrument	21090305900046
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 SOYL DREAM LANE #23122312, 23122312, CHERITON, VA 23316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVERSIDE PL UNIT 903, 903, COVINGTON, KY 41011-5717

Mortgage

Document Number	0005900047
Date	Sep 3, 2021
Instrument	21090305900047

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 100 Riverside Pl, Unit 903 was $8,281.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,000 (-) Building $625,000	$625,000 (-) Building $625,000
2025	$8,281.00	$625,000 Building $625,000	$625,000 Building $625,000
2023	$5,727.00	$430,000 Building $430,000	$430,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Riverside Pl, Unit 903 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Riverside Pl, Unit 903 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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