100 River St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 100 River St, Cortland, NY 13045

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,872 sqft · built 1900
Lot Size	0.319 acres (13,928 sqft)
Owner	Company Name on File
Last Sale	$77,000 (Nov 2021)
Tax Bill	$3,860 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110200 87.54-01-15.000`

Property Details

APN / Parcel Number

Primary APN	`110200 87.54-01-15.000`
Alternative APN	`020008705400010150000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,872 sqft Total Area
1st Floor Area	1,006 sqft
2nd Floor Area	866 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	13,928 sqft (0.319 acres)
Lot Dimensions	150 ft deep x 92.3 ft wide
Garage Type	Detached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	648 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	100 RIVER ST
City	CORTLAND
State	NY
Zip	13045-2828
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	06 - INDUS
Legal Block	1
Legal Lot Number	15.00
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1008
Census Tract	970500

Owner

100 River St, a duplex, is owned by a company that bought it in November 2021.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	100 RIVER ST, CORTLAND, NY 13045-2828
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Jul 18, 2005 · Amount on File
Deed Document Number	20216382
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0103593001
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Nov 23, 2021
Property Address	100 RIVER ST, CORTLAND, NY 13045-2828
Document Number	0000006382
Instrument Date	Nov 19, 2021
Instrument	2021-06382
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVER ST, CORTLAND, NY 13045-2828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006383
Date	Nov 23, 2021
Instrument	2021-06383

Lender

Name	THERESA M MARSHALL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 100 River St was $3,860, up 24.1% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,860.00 (+24.08%)
2025	$3,111.00	$90,000 Land $21,700 Building $68,300	$92,784 Land $22,371 Building $70,413
2023	$2,196.00	$60,000 Land $15,200 Building $44,800	$82,192 Land $20,822 Building $61,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND (C) serves 20,095 people · EPA ID NY1101754
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20