Polk County property record for 100 River Park Ln, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2.5 ba · 1,092 sqft · built 2005 |
| Lot Size | 24.2 acres (1,056,766 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,500 (Jan 2005) |
| Tax Bill | $2,410 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-541 |
| Primary APN | P55-541 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,092 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,056,766 sqft (24.2 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32716 |
|---|---|
| Street Address | 100 RIVER PARK LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6858 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT #29 SECT M, LAKE ADGER, 0R04 RIVER PARK 09 |
| Legal Subdivision | RIVER PARK |
| Legal Lot Number | 29 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 RIVER PARK LN, MILL SPRING, NC 28756-6858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2005 · Amount on Record |
| Deed Sale | Jan 18, 2005 · Amount on Record |
| Prior Sale | Jan 16, 2003 |
| Deed Book / Page | 322 / 1704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 100 RIVER PARK LN, MILL SPRING, NC 28756-6858 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 100 RIVER PARK LN, MILL SPRING, NC 28756-6858 |
| Document Number | 000473/954 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 473/954 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,410.00 | $472,243 (-) Land $239,340 Building $232,903 | $472,243 (-) Land $239,340 Building $232,903 |
| 2025 | $2,410.00 (+15.15%) | $472,243 (+44.3%) Land $239,340 Building $232,903 | $472,243 (+44.3%) Land $239,340 Building $232,903 |
| 2023 | $2,093.00 | $327,257 Land $159,560 Building $167,697 | |
| 2021 | $327,257 Land $159,560 Building $167,697 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: Spectrum.
4G LTE only, no 5G reported
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