100 Ridgeway St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 100 Ridgeway St, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,840 sqft · built 1986
Lot Size2.3 acres (100,319 sqft)
OwnerTrust Name on File
Last Sale$100 (Feb 1999)
Tax Bill$23,891 (2025)
Flood ZoneZone X (minimal risk)
APN76-1900-0001-07-5

Property Details

APN / Parcel Number

Primary APN76-1900-0001-07-5
Alternative APN
  • 11-76-1900-0001-07-5

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,840 sqft Living Area
1st Floor Area1,546 sqft
Basement Area1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area100,319 sqft (2.3 acres)
Lot Dimensions850 ft deep x 118 ft wide
Garage Area1,285 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address100 RIDGEWAY ST
CitySAINT JOSEPH
StateMI
Zip49085-1047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionCOM 17' S49DEG12'W & 119.499' S42DEG24'W OF NWLY COR LOT E EDGEWATER ADD TH S58DEG40'E 247.2' TO WLY R/W RIDGEWAY TH S37DEG47' W ON R/W 99.03' N52DEG13'W 250.2'TO WLY LN LOT E TH N48DEG12'W TO LK MICH TH NELY ON LK TO PT N48DEG12'W OF BEG TH S48DEG12
Legal SubdivisionEDGEWATER
Legal Lot NumberE
Legal UnitE,E
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1014
Census Tract801

Owner

100 Ridgeway St is owner-occupied and held in a trust since February 1999.

Source: Berrien County records, as of September 28, 2026

Owner of RecordTrust Name on File
Mailing Address100 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1047
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 1999 · Amount on File
Deed SaleFeb 22, 1999 · Amount on File
Deed Book / Page1953 / 836
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 100 Ridgeway St was $23,891 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,263,700$2,527,400
2025$23,891.00
2023$1,202,200$2,404,400
2022$21,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Ridgeway St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Ridgeway St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgeway St

Nearby Streets

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