100 Ridgefield Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 100 Ridgefield Ln, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,379 sqft · built 2008
Lot Size	10 acres (439,520 sqft)
Owner	Individual Name on File
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079 00-066 05`

Property Details

APN / Parcel Number

Primary APN	`079 00-066 05`
Alternative APN	`24826`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,379 sqft
Basement Area	1,379 sqft
Finished Basement	690 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	439,520 sqft (10 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	553 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24826
Street Address	100 RIDGEFIELD LN
City	FERRUM
State	VA
Zip	24088-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RIDGEVIEW ACRES TRACT 1
Legal Subdivision	RIDGEVIEW ACRES
Legal Phase	1
Legal Tract	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2009
Census Tract	20701

Owner

100 Ridgefield Ln is owned and occupied by an individual.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	100 RIDGEFIELD LN, FERRUM, VA 24088-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	100 RIDGEFIELD LN, FERRUM, VA 24088-3201
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIDGEFIELD RD, FERRUM, VA 24088-3391

Mortgage

Document Number	0011660892
Date	Jul 12, 2021
Book Page	1166/892
Instrument	210006442

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	ROCKY MOUNT, VA 24151

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	100 RIDGEFIELD LN, FERRUM, VA 24088-3201
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011613180
Date	Apr 30, 2021
Book Page	1161/3180
Instrument	210004062

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	100 RIDGEFIELD LN, FERRUM, VA 24088-3201
Document Number	0011260175
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIDGEFIELD RD FERRUM VA 240883391, FERRUM, VA 24088-3391

Mortgage

Document Number	0011260175
Date	Aug 20, 2019
Book Page	001126/000175
Instrument	5100

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 100 Ridgefield Ln was $1,328.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00	$308,900 Land $40,200 Building $268,700	$308,900 Land $40,200 Building $268,700
2023	$1,147.00	$188,100 (-) Land $33,200 Building $154,900	$188,100 (-) Land $33,200 Building $154,900
2022		$188,100 Land $33,200 Building $154,900	$188,100 Land $33,200 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Ridgefield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Ridgefield Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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