100 Reco Rd, Chatom, AL 36518 Property Records

Washington County property record for 100 Reco Rd, Chatom, AL 36518

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,153 sqft · built 2005
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Apr 2026)
Tax Bill	$626 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160623200000500600`

Property Details

APN / Parcel Number

Primary APN	`160623200000500600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	1,843 sqft
2nd Floor Area	310 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	712 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	100 RECO RD
City	CHATOM
State	AL
Zip	36518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR LOT 4 RECO WOODS SUB TH W 300 TO POB TH CONT W, 101.71 TH SWLY 62.42 TH N208.55 TH E 150 TH S 169,TO POB.
Legal Range	03W
Legal Township	06N
Legal Section	23
Legal Subdivision	RECO WOODS SUB
Legal Lot Number	4
Jurisdiction	WASHINGTON AL
Township / Civil Division	CHATOM
Census Block Group	4
Census Block	4033
Census Tract	44000

Owner

100 Reco Rd is owned by a company that bought it in April 2026.

Source: Washington County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 816, CHATOM, AL 36518-0816
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit SMARTBANK
Apr 21, 2026	Warranty Deed, Transfer · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Deed Book / Page	615 / 177
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AL
Recording Date	Apr 21, 2026
Property Address	100 RECO RD, CHATOM, AL 36518
Document Number	0550000248
Book / Page	550 / 248
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0550000248,
Date	Apr 21, 2026
Book Page	550/248

Lender

Name	SMARTBANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AL
Recording Date	Apr 21, 2026
Property Address	100 RECO RD, CHATOM, AL 36518
Document Number	0615000177
Book / Page	615 / 177
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550000248,
Date	Apr 21, 2026
Book Page	550/248

Lender

Name	SMARTBANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 100 Reco Rd was $626.

Source: Washington County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Washington County
Municipality	Chatom Town
Unified School District	Washington County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00	$22,800 Land $22,800	$227,800 Land $6,100 Building $221,700
2023		$37,880 Land $1,180 Building $36,700	$189,400 Land $5,900 Building $183,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Reco Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Reco Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Millry Communications DSL	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reco Rd

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