Cumberland County and Harpswell Town property record for 100 Reach Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1978 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Nov 2013) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:040 L:012 |
| Primary APN | HARP M:040 L:012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,736 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 140,263 sqft (3.22 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3023 |
|---|---|
| Street Address | 100 REACH RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR/INT |
| Legal Lot Number | 12 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 17101 |
100 Reach Rd is owned and occupied by an individual who bought it in November 2013.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 REACH RD, HARPSWELL, ME 04079-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage BATH SVGS INSTITUTION |
| Jan 28, 2019 | Deed of Trust, Mortgage BATH SVGS INSTITUTION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2013 · Amount on File |
| Deed Sale | Nov 13, 2013 · Amount on File |
| Deed Document Number | 201369105 |
| Deed Book / Page | 31163 / 308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 100 REACH RD, HARPSWELL, ME 04079-2247 |
| Document Number | 0367790167 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 100 REACH RD HARPSWELL ME 040792247, HARPSWELL, ME 04079-2247 |
| Document Number | 0367790167 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 036779/000167 |
| Instrument | 30116 |
| Name | BATH SVGS INSTITUTION |
|---|---|
| Address | BATH, ME 04530 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 100 REACH RD, HARPSWELL, ME 04079-2247 |
| Document Number | 0354300142 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Name | Verified Name |
|---|---|
| Address | 100 REACH RD HARPSWELL ME 040792247, HARPSWELL, ME 04079-2247 |
| Document Number | 0354300142 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 035430/000142 |
| Instrument | 3821 |
| Name | BATH SVGS INSTITUTION |
|---|---|
| Address | BATH, ME 04530 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2049 |
The 2025 property tax bill for 100 Reach Rd was $4,464, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,464.00 (+4.71%) | $670,300 (-) Land $339,300 Building $331,000 |
| 2024 | $4,263.00 (+4.26%) | $670,300 (-) Land $339,300 Building $331,000 |
| 2023 | $4,089.00 (+3.39%) | $670,300 (-) Land $339,300 Building $331,000 |
| 2022 | $3,955.00 | $670,300 Land $339,300 Building $331,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 100 Reach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Reach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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