Rowan County property record for 100 Ramey Ridge Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1970 |
| Lot Size | 17.7 acres (774,061 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $499 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-00 00 027.00 |
| Primary APN | 011-00 00 027.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 774,061 sqft (17.7 acres) |
| Garage Type | Attached |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6751 |
|---|---|
| Street Address | 100 RAMEY RIDGE RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE & LAND RAMEY RIDGE RD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950100 |
Source: Rowan County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 88 RAMEY RIDGE RD, MOREHEAD, KY 40351-8062 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Apr 16, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 |
| Deed Sale | Apr 16, 2024 |
| Deed Document Number | 2029353 |
| Deed Book / Page | D291 / 398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 100 RAMEY RIDGE RD, MOREHEAD, KY 40351-9773 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 88 RAMEY RIDGE RD, MOREHEAD, KY 40351-8062 |
| Document Number | 00A470/721 |
|---|---|
| Date | Jun 4, 2024 |
| Book Page | A470/721 |
| Instrument | 2030256 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 16, 2024 |
| Property Address | 100 RAMEY RIDGE RD, MOREHEAD, KY 40351-9773 |
| Document Number | 00D291/398 |
| Book / Page | D291 / 398 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2029353 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 RAMEY RIDGE RD, MOREHEAD, KY 40351-9773 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 88 RAMEY RIDGE RD, MOREHEAD, KY 40351-8062 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $499.00 (+0.6%) | $59,650 (+2.32%) Land $58,150 Building $1,500 | $113,300 (+1.34%) Land $65,000 Building $48,300 |
| 2023 | $496.00 | $58,300 Land $58,300 | $111,800 Land $65,000 Building $46,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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