100 Prospect St, Middletown, MD 21769 Property Records

Frederick County property record for 100 Prospect St, Middletown, MD 21769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,722 sqft · built 1910
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$767,000 (Aug 2021)
Tax Bill	$8,095 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-125149`

Property Details

APN / Parcel Number

Primary APN	`03-125149`
Alternative APNs	`3125149` `125149`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,722 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	1,912 sqft
Attic	Attic
Attic Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Slate
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	200 ft deep x 84 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	798 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	125149
Street Address	100 PROSPECT ST
City	MIDDLETOWN
State	MD
Zip	21769-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 84 X 200 100 PROSPECT ST. MIDDLETOWN
Legal Subdivision	MIDDLETOWN
Legal Lot Number	100
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4005
Census Tract	752601

Owner

Source: Frederick County records · APN 03-125149

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
Aug 02, 2021	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
May 06, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2021 · Amount on Record
Deed Sale	Aug 02, 2021 · Amount on Record
Deed Book / Page	15145 / 322
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923

Mortgage

Document Number	0177710227
Date	Mar 18, 2026
Book Page	17771/227

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 02, 2021
Property Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923
Document Number	0151450322
Book / Page	15145 / 322
Map Reference	MB STH 1 FO 23
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923

Mortgage

Document Number	15145328
Date	Aug 02, 2021
Instrument	15145/328

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923
Document Number	0130950456
Instrument Date	May 06, 2019
Transaction Type	Mortgage
Record Updated	Aug 01, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PROSPECT ST MIDDLETOWN MD 217697923, MIDDLETOWN, MD 21769-7923

Mortgage

Document Number	0130950456
Date	Jul 22, 2019
Book Page	013095/000456

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 PROSPECT ST, MIDDLETOWN, MD 21769-7923
Document Number	0117020403
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PROSPECT ST MIDDLETOWN MD 217697923, MIDDLETOWN, MD 21769-7923

Mortgage

Document Number	0117020403
Date	Mar 07, 2017
Book Page	011702/000403

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$735,033 (+39.13%)	$838,400 (+58.7%) Land $92,700 Building $745,700
2024	$8,095.00 (+7.86%)
2023	$7,505.00	$528,300 Land $77,300 Building $451,000	$528,300 Land $77,300 Building $451,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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