Hamilton County property record for 100 Pine Ridge Rd, Chattanooga, TN 37405
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,500 sqft · built 1965 |
| Lot Size | 0.123 acres (5,357 sqft) |
| Owner | Company Name on File |
| Last Sale | $40,000 (Nov 2013) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C J 015.01 |
| Primary APN | 135C J 015.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,357 sqft (0.123 acres) |
| Lot Dimensions | 110 ft deep x 48.7 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000130431 |
|---|---|
| Street Address | 100 PINE RIDGE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3454 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LT 6 J S BELLS ADDN PB10 PG41 OUT OF 135C-J-15 FOR 1991 |
| Legal Subdivision | J S BELLS ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
100 Pine Ridge Rd, a duplex, is owned by a company that bought it in November 2013.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4525, CHATTANOOGA, TN 37405-0525 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Jul 16, 2020 | Loan Modification, Mortgage · Conventional with PMI SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 11, 2013 · Amount on File |
| Deed Sale | Nov 11, 2013 · Amount on File |
| Prior Sale | Sep 18, 2001 · Amount on File |
| Deed Document Number | 2013232 |
| Deed Book / Page | 10099 / 925 |
| Prior Transfer Date | Mar 21, 1996 |
| Prior Transfer Doc | 0050600415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 100 PINE RIDGE RD, CHATTANOOGA, TN 37405-3454 |
| Document Number | 0915000066 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4525 CHATTANOOGA TN 374050525, CHATTANOOGA, TN 37405-0525 |
| Document Number | 0915000066 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 012151/000071 |
| Instrument | 200915000066 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | HIXSON, TN 37343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Sep 14, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 100 PINE RIDGE RD, CHATTANOOGA, TN 37405-3454 |
| Document Number | 0730000078 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 313 PINE RIDGE RD CHATTANOOGA TN 374053429, CHATTANOOGA, TN 37405-3429 |
| Document Number | 0730000078 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 012093/000920 |
| Instrument | 200730000078 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 29, 2025 |
The 2025 property tax bill for 100 Pine Ridge Rd was $1,821, up 12.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,821.00 (+12.83%) | $120,160 (+66.52%) | $300,400 (+66.52%) Land $125,000 Building $175,400 |
| 2024 | $1,614.00 | $72,160 (-) | $180,400 (-) Land $70,000 Building $110,400 |
| 2023 | $1,614.00 | $72,160 (-) | $180,400 (-) Land $70,000 Building $110,400 |
| 2022 | $1,614.00 | $72,160 | $180,400 Land $70,000 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Pine Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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