100 Pearson Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 100 Pearson Dr, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,757 sqft · built 1997
Lot Size	0.507 acres (22,084 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,184 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Transfer
APN	`29.061.0030`

Property Details

APN / Parcel Number

Primary APN	`29.061.0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,757 sqft Living Area
1st Floor Area	1,757 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,084 sqft (0.507 acres)
Garage Area	792 sqft
Porch	Open Porch
Porch Area	280 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 PEARSON DR
City	SAINT CHARLES
State	MN
Zip	55972-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-106 RANGE-010 PEARSON'S 3RD SUBD LOT-003 BLOCK-001
Legal Range	010
Legal Township	106
Legal Section	30
Legal Subdivision	PEARSONS 3RD
Legal Block	1
Legal Lot Number	3
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1033
Census Tract	671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 PEARSON DR, SAINT CHARLES, MN 55972-1280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Sep 9, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 8, 2020
Transfer Doc	627227
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	100 PEARSON DR, SAINT CHARLES, MN 55972-1280
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PEARSON DR, SAINT CHARLES, MN 55972-1280

Mortgage

Document Number	000A649990
Date	Jul 24, 2023
Instrument	A649990

Lender

Name	MERCHANTS BANK
Type	Bank
Address	SAINT CHARLES, MN 55972

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Sep 9, 2020
Property Address	100 PEARSON DR, SAINT CHARLES, MN 55972-1280
Document Number	627227
Instrument Date	Sep 8, 2020
Instrument	627227
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PEARSON DR, SAINT CHARLES, MN 55972-1280

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,184.00 (+17.29%) Homeowner's exemption	$444,700 (+8.44%) Land $61,000 Building $383,700	$444,700 (+8.44%) Land $61,000 Building $383,700
2025		$410,100 (+0.64%) Land $58,100 Building $352,000	$410,100 (+0.64%) Land $58,100 Building $352,000
2023	$4,420.00 Homeowner's exemption	$407,500 Land $57,500 Building $350,000	$407,500 Land $57,500 Building $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Nearby Properties on Pearson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures