100 Oxbow Dr, Sebring, FL 33876 Property Records

Highlands County property record for 100 Oxbow Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 1996
Lot Size	0.546 acres (23,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (May 2019)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-060-00U0-0190`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-060-00U0-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,865 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,803 sqft (0.546 acres)
Garage Type	Attached
Garage Area	532 sqft
Driveway	Concrete Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Florida Room
Porch Area	344 sqft
Patio Area	572 sqft
Shed	1 Shed
Shed Area	140 sqft
Gazebo	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	100 OXBOW DR
City	SEBRING
State	FL
Zip	33876-7466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE VI PB 10 PG 21 LOT 19 BLK U
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 06
Legal Block	U
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4051
Census Tract	961000

Owner

Source: Highlands County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 OXBOW DR, SEBRING, FL 33876-7466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Nov 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 13, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Nov 13, 2001 · Amount on Record
Deed Document Number	201940081
Deed Book / Page	2692 / 456
Last Transfer Date	Aug 19, 2021
Transfer Doc	0002050440
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 26, 2026
Property Address	100 OXBOW DR, SEBRING, FL 33876-7466
Document Number	0002319286
Book / Page	3201 / 1360
Instrument Date	Jun 22, 2026
Instrument	20262319286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OXBOW DR, SEBRING, FL 33876-7466
Investor	Possibly a Property Investor

Mortgage

Document Number	0002319286,
Date	Jun 26, 2026
Book Page	3201/1360
Instrument	20262319286

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 24, 2021
Property Address	100 OXBOW DR, SEBRING, FL 33876-7466
Document Number	0002050440
Book / Page	2846 / 780
Map Reference	MB 10 PG 21
Instrument Date	Aug 19, 2021
Instrument	2050440
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OXBOW DR, SEBRING, FL 33876-7466
Investor	Possibly a Property Investor

Mortgage

Document Number	0002846782
Date	Aug 24, 2021
Instrument	2846/782

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 4, 2019
Property Address	100 OXBOW DR, SEBRING, FL 33876-7466
Document Number	0001962606
Book / Page	002721 / 000971
Instrument Date	Oct 17, 2019
Instrument	1962606
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 OXBOW DR SEBRING FL 338767466, SEBRING, FL 33876-7466

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 13, 2019
Property Address	100 OXBOW DR, SEBRING, FL 33876-7466
Document Number	0001940081
Book / Page	2692 / 0456
Map Reference	MB 10 PG 21
Instrument Date	May 10, 2019
Instrument	1940081
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13860 AVON PARK CIR # CIR102, 13860, FORT MYERS, FL 33912-0215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 OXBOW DR, SEBRING, FL 33876-7466

Mortgage

Document Number	0001940082
Date	May 13, 2019
Instrument	1940082

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,845.00 (+3.34%) Homeowner's exemption	$199,141 (+5.99%)	$282,378 (+0.51%) Land $15,000 Building $267,378
2024	$2,753.00 (+3.26%)
2023	$2,666.00 (+1.76%) Homeowner's exemption	$187,892 (+3%)	$280,939 (+13.43%) Land $15,000 Building $265,939
2022	$2,620.00 Homeowner's exemption	$182,419	$247,675 Land $11,000 Building $236,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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