100 Old Mill Rd, Guyton, GA 31312 Property Records

Effingham County property record for 100 Old Mill Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,527 sqft · built 2013
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Feb 2025)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0374C-042-000`

Property Details

APN / Parcel Number

Primary APN	`0374C-042-000`
Alternative APNs	`0374C042` `9533`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,527 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Lean-To	144 sqft
Utility Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9533
Street Address	100 OLD MILL RD
City	GUYTON
State	GA
Zip	31312-5989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.37 AC LOT 42 (OUT 374-41)
Legal Subdivision	LAUREL MILL
Legal Lot Number	42
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1005
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 2, 2018	Deed of Trust, Mortgage · Loan Modification THE CITIZENS BANK OF COCHRAN
Nov 30, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN FINANCE
Sep 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Nov 30, 2018	Warranty Deed, Transfer
Apr 3, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Book / Page	2957 / 890
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	002467/611
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 7, 2026
Property Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Document Number	0000005915
Book / Page	3055 / 343
Instrument Date	Jun 30, 2026
Instrument	20265915
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OLD MILL RD, GUYTON, GA 31312-5989

Mortgage

Document Number	0000005915,
Date	Jul 7, 2026
Book Page	3055/343
Instrument	20265915

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002480/573
Date	Aug 2, 2018
Book Page	2480/573
Instrument	006682

Lender

Name	THE CITIZENS BANK OF COCHRAN
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2019

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OLD MILL RD, GUYTON, GA 31312-5989

Mortgage

Document Number	0000002500/0000000742
Date	Nov 30, 2018
Book Page	0000002500/0000000742
Instrument	010503

Lender

Name	AMERICAN FINANCE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OLD MILL RD, GUYTON, GA 31312-5989

Mortgage

Document Number	0000002725/0000000470
Date	Sep 17, 2021
Book Page	0000002725/0000000470
Instrument	011432

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 30, 2018
Property Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Document Number	002500/740
Book / Page	2500 / 740
Instrument Date	Nov 30, 2018
Instrument	2018-003317
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OLD MILL RD, GUYTON, GA 31312-5989

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 3, 2018
Property Address	100 OLD MILL RD, GUYTON, GA 31312-5989
Document Number	002467/611
Book / Page	2467 / 611
Instrument Date	Apr 3, 2018
Instrument	2018-001125
Transaction Type	Foreclosure
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 HERITAGE CT, EASTMAN, GA 31023-5557

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,872 (+17.23%) Land $22,800 Building $106,072	$322,179 (+17.23%) Land $57,000 Building $265,179
2025	$3,757.00 (+8.15%)	$109,934 (+0.53%) Land $22,800 Building $87,134	$274,836 (+0.53%) Land $57,000 Building $217,836
2024	$3,474.00 (+26.47%)	$109,359 (+22.55%) Land $22,800 Building $86,559	$273,398 (+22.55%) Land $57,000 Building $216,398
2023	$2,747.00 (+9.79%)	$89,233 (+18.98%) Land $20,800 Building $68,433	$223,083 (+18.98%) Land $52,000 Building $171,083
2022	$2,502.00	$74,996 Land $16,000 Building $58,996	$187,490 Land $40,000 Building $147,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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