100 Okema Ln, Loudon, TN 37774 Property Records

Loudon County property record for 100 Okema Ln, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2020)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053042C D 00400`

Property Details

APN / Parcel Number

Primary APN	`053042C D 00400`
Alternative APNs	`042C D 00400 000042C` `042C D 00400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,146 sqft Living Area
1st Floor Area	2,146 sqft
Attic Area	506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	309 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042C D 00400 000042C
Street Address	100 OKEMA LN
City	LOUDON
State	TN
Zip	37774-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYATEE COVES 2 4 1 038P B 046A 00400 000
Legal Subdivision	COYATEE COVES
Legal Block	2
Legal Lot Number	4 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	60503

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 OKEMA LN, LOUDON, TN 37774-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 26, 2017	Warranty Deed, Transfer TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20008644
Deed Book / Page	D0425 / 604
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	100 OKEMA LN, LOUDON, TN 37774-2116
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, THE SILK COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1775/322
Date	Jan 20, 2026
Book Page	T1775/322
Instrument	26000565

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2040

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 27, 2020
Property Address	100 OKEMA LN, LOUDON, TN 37774-2116
Document Number	D0425/604
Book / Page	D0425 / 604
Map Reference	CAB C SL 36
Instrument Date	Aug 24, 2020
Instrument	20008644
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OKEMA LN, LOUDON, TN 37774-2116

Mortgage

Document Number	20008645
Date	Aug 27, 2020
Instrument	20008645

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 26, 2017
Property Address	100 OKEMA LN, LOUDON, TN 37774-2116
Document Number	0000008316
Book / Page	000397 / 000535
Instrument Date	Sep 25, 2017
Instrument	8316
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	100 OKEMA LN LOUDON TN 377742116, LOUDON, TN 37774-2116

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00	$87,125 (-) Land $5,000 Building $82,125
2024	$1,541.00	$87,125 (-) Land $5,000 Building $82,125
2023		$87,125 Land $5,000 Building $82,125
2021			$348,500 Land $20,000 Building $328,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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