100 Oak St, Cambridge, MD 21613 Property Records

Dorchester County property record for 100 Oak St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,209 sqft · built 1960
Lot Size	0.409 acres (17,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2014)
Tax Bill	$1,746 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-157592`

Property Details

APN / Parcel Number

Primary APN	`07-157592`
Alternative APNs	`7157592` `157592`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,209 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	17,812 sqft (0.409 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	157592
Street Address	100 OAK ST
City	CAMBRIDGE
State	MD
Zip	21613-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 17,812 SQ. FT. 100 OAK STREET CAMBRIDGE
Legal Subdivision	HAMBROOKS
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4043
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1415 BRADLEY AVE, ROCKVILLE, MD 20851-1125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
May 18, 2021	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC
May 18, 2021	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2014 · Amount on Record
Deed Sale	May 5, 2014 · Amount on Record
Prior Sale	Dec 29, 1995
Deed Book / Page	1204 / 215
Last Transfer Date	Feb 29, 2020
Transfer Doc	0015660001
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	100 OAK ST, CAMBRIDGE, MD 21613-1240
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015690401
Date	Mar 31, 2020
Book Page	1569/401

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	100 OAK ST, CAMBRIDGE, MD 21613-1240
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016500484
Date	May 18, 2021
Book Page	1650/484

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	DENTON, MD 21629

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	100 OAK ST, CAMBRIDGE, MD 21613-1240
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016500475
Date	May 18, 2021
Book Page	1650/475

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	DENTON, MD 21629

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 3, 2020
Property Address	100 OAK ST, CAMBRIDGE, MD 21613-1240
Document Number	0015660001
Book / Page	001566 / 000001
Instrument Date	Feb 29, 2020
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1415 BRADLEY AVE ROCKVILLE MD 208511125, ROCKVILLE, MD 20851-1125

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,746.00 (+1.69%)	$147,700 (+1.79%)	$152,900 (+5.38%) Land $37,300 Building $115,600
2025	$1,717.00 (+12.37%)	$145,100 (+9.84%) Land $37,300 Building $107,800	$145,100 (-) Land $37,300 Building $107,800
2023	$1,528.00	$132,100	$145,100 Land $37,300 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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